Airline branded credit card vs. travel rewards card?

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DoingHomework
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Postby DoingHomework » Fri May 25, 2012 1:55 pm

Money card wrote:DoingHomework have you looked into that Delta Reserve card? Do you have any opinions on that card versus your American Express Platinum card?


I have no opinion. I have not been on Delta metal since the 1990s so it would not be of much interest to me.


DoingHomework
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Postby DoingHomework » Fri May 25, 2012 2:04 pm

Money card wrote:Doinghomework I'm not saying that airlines and hotel credit cards are a company card I'm just stating that they are more business like.

When you stand on line at stores do you ever see anybody using any of these cards? You never see anybody using any of these cards, I once saw somebody using a gold Delta Skymiles at Walmart, I've seen quite a few people using there Citibank American Airlines. From time to time you see people using a Citi Thank You card, Chase Sapphire or Capital1 Venture card.

I have the Venture card but I don't have any of those airline or hotel credit cards you get more points in their place.

So with a Delta gold 9 bags checked if on the same itinerary, 2 or more points per dollar anywhere on Delta property including buying headsets on the plane. With the Starwood you explained, with a Chase Marriott 2 points per dollar at any Marriott owned property.

To me it doesn't make sense to have any of these cards if you don't travel on business. But for the people who do travel on business they're good cards for them.


I never pay attention to which cards people use. I really don't care.

One thing you have to understand MoneyCard is that when you travel for business someone else is paying. It's nice to get some little personal benefits but generally you don't care too much about costs. I don't really want to charge my business airline tickets to a personal card but I'll gladly take the frequent flyer miles I earn for the flight. If you reach even a premium low tier with some airlines you don't pay bag fees. But if I do have to pay a bag fee I'm going to do it with my Amex platinum and then get reimbursed twice.

Basically, for business travel I just want a basic low end card. For personal travel I'll take the higher end ones with perks

AmandaGrifin
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Postby AmandaGrifin » Mon Jun 25, 2012 9:57 am

There's really no one "best" card for Rewards Travel - just different ones. You have to decide which one works best for YOUR particular situation.



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