Iplaydc87 wrote:You would recommend the Blue from AMEX even though it only gets 1 point per dollar? What about the AMEX Premier rewards gold card?
The Capital One Venture looks like a good option also. Thoughts between the Amex premier gold and the venture?
Yes even though it only gets 1 point per dollar.There's no annual fee, let's say you have 25,000 points and you want to go on vacation, let's say your plane ticket is 350 your short the number needed. American Express will let you use your points and you can pay for whatever amount you're short. With capitol1 you need all of your miles there's no splitting it's all or none.
With the Gold Premier Rewards card you get Gold card events. So you live out in Texas, with any concert, circus or any event that participates, you get first choice before tickets go on sale to the public. You get 3x the points on airfare, 2x on grocery stores and 2x points on gas stations.Thoughts between both cards.
First of all the Capitol1 card is a lending card that has interest plus an annual fee. if you pay your bill in full there's no interest charge but you will still have an interest rate on your statement. With the gold rewards this is a premium card which means you pay your bill in full.
Let's say you were to buy a 50.00 gift card for the American Eagle. With the gold you would only get 50 points on that purchase, with the Capitol1 card you would get 100 miles.
With the Gold rewards there's 2.7% foreign transaction fee, with the Capitol1 there's no foreign transaction fee.
With the Capitol1 venture card you get concierge service, so let's say for example on vacation you want to go to New York in October. They can help you with your travel plans, get you Ranger tickets and help making dining reservations. With the Gold rewards you don't get this service you need a platinum card.
Annual fee after first year on capitol1 is 59.00. On the gold rewards it's 175.00.