Is a travel rewards card worth it for a 1-2x/year traveler?

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Is a travel rewards card worth it for a 1-2x/year traveler?

Postby blang » Wed Jan 18, 2012 7:50 am

I travel maybe once or twice a year. Would it be better for me to have a travel rewards card or cash back?

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Postby FutureBillionaire » Wed Jan 18, 2012 3:57 pm

Cash back. You can do the Discover Miles that lets you redeem your rewards for travel or for gift cards.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

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Postby Pete838 » Thu Jan 19, 2012 4:49 pm

Absolutely. Why not travel free when you travel? We all spend money all year long, so we may as well gain something of value that we were going to buy anyway. Whether it is travel, or gasoline, or whatever, go for the most lucrative rewards that you were going to spend money on anyway.

If I was going to spend $2000 on airplane tickets this year, and I am able to offset that by half by spending 30k through a CC instead of writing checks, I've netted $1000.

If I was going to spend $2000 on widgets and I can offset that by half by using a widgets rewards card for that same 30k, I've netted the same $1k. If you weren't going to travel or buy widgets, though, it's a complete waste.
Freedom is never more than one generation away from extinction. We didn't pass it to our children in the bloodstream. It must be fought for, protected, and handed on for them to do the same.
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Postby AmandaGrifin » Mon Jun 25, 2012 10:08 am

Check out the different travel rewards cards and you will be quite interested in what they have to offer. They have the flexibility that you want and you will even have the chance to purchase a ticket without paying for it.

You just have to pay for your purchases with the use of your card and you will eventually reach the point wherein you can redeem the points for a travel ticket.

You can take the vacation that you have wanted for so long but unable to budget for it. Since the plane ticket is free, you can now use your money (or your credit card) for your travel purchases. In this way, you will be able to enjoy your vacation more.

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