How I choose which card to use at the point of purchase

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DavidNY
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How I choose which card to use at the point of purchase

Postby DavidNY » Sun Jan 01, 2012 1:19 pm

Sometimes I forget which card to use for maximum rewards, but I came up with a solution:

Image

It's low-tech but it works! Happy 2012! :D


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bisbicos
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Location: Newton, MA

Postby bisbicos » Sun Jan 01, 2012 4:26 pm

haha, I do the same thing on my cards as well
Credit Cards
American Express: Fidelity Rewards (2% cash back) 9.5k
Zync NPSL
Discover: Discover More (5% rotating categories) 12k
Mastercard: Chase Freedom (5% rotating categories) 4.6k
Visa: Citi Forward (5x pts on restaurants) 15.7k
Citi Dividend (5% rotating categories) 5.6
Capital One Journey (1.25% cash back) 1.25k
BofA AAA (5% on gas) 2.5k
PenFed Platinum Rewards (5% on gas 3% groceries) 7.5k

Future Cards
US Bank Cash +
Chase Ink

namvet
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Postby namvet » Sun Jan 01, 2012 10:23 pm

+1 Old school but can't go wrong with that system!

ivotedale
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Postby ivotedale » Sun Jan 01, 2012 10:48 pm

Nice! Glad to see you only have to deal with three different cards there anyway!
Currently: American Express Blue Sky, American Express Zync, Chase Freedom Visa, Capital One Newcomers--->converted to Capital One Quicksilver Mastercard NO AF

Money card
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Postby Money card » Sun Jan 01, 2012 10:54 pm

I just use whatever I haven't used in a while. so after today until March 19th my capitol1 visa is on vacation.

sticf
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Postby sticf » Fri Jan 06, 2012 7:41 am

Is that written on tape across the card? Or do you just order a new card if the rewards change?

DavidNY
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Postby DavidNY » Fri Jan 06, 2012 11:12 am

sticf wrote:Is that written on tape across the card? Or do you just order a new card if the rewards change?


The only one that changes is Chase and I'm hoping they do the same categories in 2013. The ink will eventually wear off anyway :-)

DavidNY
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Postby DavidNY » Fri Jan 06, 2012 11:15 am

ivotedale wrote:Nice! Glad to see you only have to deal with three different cards there anyway!


Yes, I try to keep it simple. Less room for errors.

commdiver
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Postby commdiver » Mon Jan 09, 2012 11:23 pm

I have an awful memory, but am surprisingly good at remembering which credit card to use when. Nice idea, though!
Current credit cards:
American Express: Blue Cash Everyday, Fidelity Investment Rewards
Discover: It
MasterCard: Chase Ink Cash
Visa: BB&T Visa Signature, Capital One Business Platinum, Chase Freedom, Citi Forward

requiredfield
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Postby requiredfield » Wed Jan 11, 2012 2:43 am

DavidNY wrote:The only one that changes is Chase and I'm hoping they do the same categories in 2013. The ink will eventually wear off anyway :-)

I've read that sun screen removes sharpie.



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