Any cards offer more than 1% cashback?

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Any cards offer more than 1% cashback?

Postby 1bootcamp » Wed Apr 16, 2008 2:16 pm

Does anyone know if any credit cards offer more than 1% cash back on everyday purchases. I'm not talking special categories but just any purchase you make. It seems every card offers 1% rewards so it would be nice to find one that gave you a little bit more you know. Then you could use that for all your normal purchases and the credit cards that gave you higher percentages for categories, you use those cards.

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Postby AnthonyBarone » Thu Apr 17, 2008 2:21 pm

Yeah there's a couple credit cards out there that offer 1.25% and 1.5% but I think you gotta spend so much each year before it jumps up above 1%.

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1.25% cashback = only $2.50 more per $1000.00

Postby Cucumber » Wed Apr 23, 2008 1:26 am

i know american express has one through bank of america that offers 1.25% cash back but seriously what's the point. that means you get an ENTIRE $2.50 back extra for every $1000 spent. worth the change? i think not. if you want to increase your cash back focus on cards that give you more in certain categories.
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Amex Blue gives 1.5%

Postby bikermike » Thu May 15, 2008 12:31 am

I'm pretty sure on the American Express Blue card it goes up to 1.5% after you've spent $6000 annually on the card. That's a lot to spend so that would probably only be worth the extra effort if you're a business or something and buy a lot of inventory or supplies on credit cards. I mean if you're spending $25,000 or $100,000 a year on it that would make sense to use it for sure.

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