Target and Walmart not counted as dept stores

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Gold Member
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Joined: Tue Jan 20, 2015 11:48 pm
Location: MI

Re: Target and Walmart not counted as dept stores

Postby nowipaco » Wed Jul 08, 2015 11:07 pm

Just buy Target and Walmart gift cards at Kroger to get your 5% category spend up. You get what you want, at the price you want, with the rewards you want. Win, win, win.

AmEx ED: $4500 (02/15)
AmEx PRG: NPSL (02/15)
AmEx SPG: $2000 (06/15)
Capital One QS: $3250 (02/13)
Marriott: $5000 (01/16)
Ritz Carlton: $13,500 (09/15)
TCL: $34,750 (Some not shown above)

22 y/o student

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Location: Texas

Re: Target and Walmart not counted as dept stores

Postby Kevin86475391 » Fri Jul 10, 2015 6:47 pm

Yeah unfortunately different card companies classify different businesses/companies differently. There isn't really anything you can do to get them to change their minds or reclassify. Your best bet is probably to just use the knowledge accordingly.

I'll definitely echo others' statements about the Target Red Card. The 5% off is great, and IMO the Red Card is the only store card I've seen that's worth having. Just always pay it off in full every month as the APR will definitely negate your savings if you don't. If you also use Target for prescriptions you can earn a bonus 5% off shopping day. Allowing you to take an EXTRA 5% off on top of your regular 5% off.

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Re: Target and Walmart not counted as dept stores

Postby kdm31091 » Sat Jul 11, 2015 3:04 pm

Walmart and Target typically do not count for ANY bonus rewards...they don't always code as grocery and I've never heard of them coding as department stores. Unless you get their actual store cards you aren't likely to see bonus rewards at their stores with your credit cards. Some Walmarts/Targets do code as grocery but it's YMMV and a matter of trial and error. Department stores though, is not going to happen.

I agree with the poster who mentioned penny wise/pound foolish. 6% off is nice but the fact is you definitely pay more for many things at the grocery store -- so if the Target or Walmart bill is 10-15 or even 20% lower, you still come out ahead. It may not feel as psychologically satisfying but it is true.

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