Chase Freedom vs Citi Forward card?

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Chase Freedom vs Citi Forward card?

Postby Munie » Thu Dec 01, 2011 5:17 pm

I tend to go out to the movies, restaurants, and do other fun activities a lot such as shopping...between the Chase Freedom and Citi Forward card, which is the better of the two for cash back and my entertainment expenses?

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Postby sdoonan » Thu Dec 01, 2011 11:43 pm

Since you specifically mention movies and restaurants, I vote for the CitiForward card. Those categories are always 5 bonus ThankYou points (which, when redeemed at the $50 statement credit level, equals out to approximately 3.5% cash back), whereas the Chase Freedom card awards 5% cashback on rotating categories and through their "Ultimate Rewards" links, which may or may not line up with the retailers you patronize.
Cards I Carry:

Visa: CitiForward Student (1k CL, 15.24%), Capital One Student Journey Rewards (.5k CL, 19.8%)
Discover: More Student (1k CL, 17.99% regular, current rate 1.9% through 3/6/12) (Primary card at this time)
AMEX: Blue Cash Everyday (2k CL, 21.25%)

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Postby zhuxuhermes » Thu Dec 15, 2011 10:45 am

I have both cards :) Since both cards don't charge an annual fee

but I thought the chase ultimate rewards mall is awesome, way better than the Citi Thank you rewards

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