Do bars count as restaurants/dining for earning points?

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Do bars count as restaurants/dining for earning points?

Postby wahly21 » Mon Oct 17, 2011 9:23 pm

Hello all,

first of all my first post and look forward to learning from all of you.

My question: do bars count as restaurants when it comes to points/rewards for credit cards..... Before you judge me, I work for a liquor company and the majority of my expense account is used to spend money at bars.


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Postby sticf » Tue Oct 18, 2011 6:02 am

I would say depends on the card and bar. Example the same place that is listed under "Restaurant" on my Discover card was listed as "Restaurant: Club & Bar" for Amex. While they both use "Restaurant: Restaurant" for a local bar that contains "Sports Bar" in its name.

I seem to remember that that the merchant sets the category of spending.

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Postby DavidNY » Tue Oct 18, 2011 2:25 pm

It depends on the merchant category code (MCC) which is assigned by the merchant.

Merchant category code (MCC) - Credit Card Terms and Glossary

Ask your card provider which MCCs qualify for reward points.

Here is a list of MCCs.

Internal Revenue Bulletin - August 2, 2004 - Rev. Proc. 2004-43

If you don't want to deal with that, try using the card at the merchant(s) in question, check your reward statement, and do the math to see if you received points.

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Postby bisbicos » Tue Oct 18, 2011 7:54 pm

Some of my favorite bars are listed as restaurants. Its great when I can drink and earn 5x points on my forward card
Credit Cards
American Express: Fidelity Rewards (2% cash back) 9.5k
Discover: Discover More (5% rotating categories) 12k
Mastercard: Chase Freedom (5% rotating categories) 4.6k
Visa: Citi Forward (5x pts on restaurants) 15.7k
Citi Dividend (5% rotating categories) 5.6
Capital One Journey (1.25% cash back) 1.25k
BofA AAA (5% on gas) 2.5k
PenFed Platinum Rewards (5% on gas 3% groceries) 7.5k

Future Cards
US Bank Cash +
Chase Ink

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Postby Deepwater » Tue Nov 15, 2011 6:21 am

LOL! Does beer count as nutrition ?

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Postby tntexan72 » Sat Dec 03, 2011 6:33 pm

I use my Chase Sapphire Preferred mainly for dinning/entertainment. The bars/club I frequent on an occasional basis will post the charges as dining/entertainment.

2:1 for dining is great when it comes to Onepass pts for me........ :ppp

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