Normally I just go the debit card route, but there seems to be a lot of restrictions/money holds for debit users when compared to credit users. Example being that car rentals and hotels hold more money on a debit card ($400 for car rental) than a credit card ($150).
So being pretty new to this whole thing (I do have a wells fargo college credit card [visa] though) with credit cards I'm just wondering if anyone would have an suggestions on a good card that would be good for the following:
- Hotels, Car Rentals, and Flights. Intend to do this at least 1-4 times a year.
- Has some good insurance with it
- Can also be used for other purchases outside travel, like electronics
- Offers a payment plan if the situation calls for it.