Well let's see here are a few things to consider:Annual Fee:
$95 for the Sapphire Preferred and $125 for the Citi Thank You Premier. Regular Spending:
1 point per dollar on both credit cardsCategory Spending:
1.2 points on gas/drugstores/groceries for Thank You Premier. None for Sapphire Preferred.Travel Spending:
1 point per mile flown with Thank You Premier and 2 points per dollar with Sapphire Preferred thru their online travel website.
As you can see in my signature, you know which one I chose but I think it largely depends on your personal preference on spending. As a rule of thumb, if you spend a lot on airfare the Thank You Premier will be a better choice probably since you are awarded 1 point per mile of your flight which obviously adds up very fast. You can find out more in the CCF reviews here:Citi Thank You Premier reviewChase Sapphire review
(compares both versions side by side)
Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.
Current Cards: American Express:
Blue Cash, Simply Cash Bank of America:
WorldPoints Platinum Plus Chase:
Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi:
Thank You Premier, Dividend Platinum Select Discover:
MorePrimary Everyday Card: American Express Blue CashPrimary Travel Card: Chase Sapphire Preferred