- Centurion Member
- Posts: 113
- Joined: Fri Jun 03, 2011 11:42 pm
- Location: United States
Ok so as most of you can see or know I barely joined this fourm a few months ago and which is when I got into the credit cards more or should I say, wanting to maximize rewards as much as i can. The first few months of the year before I joined this forum I applied for and was approved for 2 other cc's that actually have no rewards and i no longer use. After learning more about cc's and what kind of rewards they can offer, I applied for the zync in June which I was approved for, then I applied for a discover more which I was approved for 2 weeks ago. Those are the only 2 cards i use currently and pay in full each month, (I no longer use any if my older cards). But I'm still looking to maximize my rewards the best i can, therefore I'm still looking for one last card, preferably a gas card, some of you mentioned the ped fed card is good but I'm skeptical on applying for that because I'm not sure about what the outcome would be as I see they are pretty strict. I currently had my eye on the citi thank you preferred and it's 5x points for every $1 spent on gas. But my question is how many is too many inquires? I have applied for and got 2 cc's within the last few months. What do you suggest I do about wanting another cc (my last one for a while) for gas rewards purposes. Do you think citi would deny me saying I have applied for too many cards within the last few months? Or would Amex or discover close my cards if I applied for another cc.. Through another company.. thinking I'm applying for too many cards or anything? Just wondering, if one more inquiry/card is going to cause any serious trouble (besides the slight score drop from inquiries) then I'm not going to apply for another. What do you all think? Thanks.