Credit card grocery store/supermarket rewards - what counts?

All about maximizing your rewards!
Members share tips and tricks for getting the most miles, & points.
4 posts
dutchie
 
Posts: 1
Joined: Wed Jun 08, 2011 12:05 pm
Location: Helena, MT

Credit card grocery store/supermarket rewards - what counts?

Postby dutchie » Wed Jun 08, 2011 12:27 pm

Maybe there is a tread somewhere already, but I did not want to go through 15 pages.

We have 2 credit cards: AMEX Blue and Costco Executive. Only last week AMEX sent us an Email saying that they now also have the Blue Preferred card and the Blue Cash Everyday one. The Blue Cash Preferred looks nice with the 6% at supermarkets/grocery stores. I sent them a message asking whether Walmart and Costco are considered supermarkets. The answer was YES. When I called to change from Blue Cash to Preferred I was told that these 2 companies are NOT considered supermarkets. Not even the Safeways, Albertsons, etc. Since the local individual supermarkets are usually way more expensive than the Walmarts and Costcos, the 6% does not mean much. We decided against it.

We have the Costco Executive card giving you 3% at restaurants, 2% for travel, 2% at Costco (plus the 1% from AMEX, making it 3%), 3% at gas stations and 1% the rest. The other card is the AMEX Blue Cash, giving you 5% at gas stations. Only catch here is that this does not kick in until you have accumulated $6,500.

AMEX is vague about the term "supermarkets".


User avatar
Mogul of Pineapples
Centurion Member
Centurion Member
 
Posts: 1271
Joined: Sun Jun 01, 2008 11:32 pm
Location: Smogland

Postby Mogul of Pineapples » Mon Jun 13, 2011 9:07 pm

The customer service rep that said Walmart and Costco count as supermarkets is grossly misinformed. Excluding the Costco Amex, as far as I know most of the Amex cash back cards (or possibly all of them) give 0.25% at warehouse stores like Costco. I don't have the Blue Cash Preferred yet but I can't imagine that the 6% would apply there. Walmart isn't considered a warehouse stores but it dosen't count for any higher reward categories, that's for sure.
Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.

Current Cards:
American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
Primary Everyday Card: American Express Blue Cash
Primary Travel Card: Chase Sapphire Preferred

Money card
Centurion Member
Centurion Member
 
Posts: 1361
Joined: Tue Jun 28, 2011 10:13 pm
Location: New York state

Postby Money card » Sun Jul 24, 2011 8:43 am

American express aren't the smartest people in the world. look they have contracts with Neiman Marcus store but not the outlet and Costco. Although there are no contracts with Macy's or JCPenneys. hmm

grocery stores would be like King kullen, Walbaums, Pathmark , A&P shoprite, etc. WalMart is a discount store and Costco is a wholesale store.

User avatar
Mogul of Pineapples
Centurion Member
Centurion Member
 
Posts: 1271
Joined: Sun Jun 01, 2008 11:32 pm
Location: Smogland

Postby Mogul of Pineapples » Tue Aug 02, 2011 11:29 pm

I would like to add that from my experience, Chase has been good with me in properly categorizing grocery stores as such. I remember there were complaints years back about AmEx not counting Whole Foods but due to a little customer revolt that has since been fixed.
Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.

Current Cards:
American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
Primary Everyday Card: American Express Blue Cash
Primary Travel Card: Chase Sapphire Preferred



Return to “Rewards”

Who is online

Users browsing this forum: No registered users and 2 guests