Union Plus Mastercard rewards too good to be true?

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Union Plus Mastercard rewards too good to be true?

Postby jungbe » Fri Apr 01, 2011 1:14 pm

The rewards and discounts on the Union Plus Mastercard are super generous. Has anyone here seen this?

Education Purchase Rebates
$200 spent = $50 rebate
$500 = $125
$1000 = $250

The look at all the discounts that come with this credit card. Credit Cardholder Savings & Discounts | Union Plus Credit Card

Are these offers for real?

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Mogul of Pineapples
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Postby Mogul of Pineapples » Mon Apr 11, 2011 2:20 pm

I am not familiar with the Union Plus MasterCard but I am skeptical. It appears many of the "discounts" require you to buy their their partnered merchants. Like this:

Participants in the Union Plus Home Heating Oil Program can receive a $100 rebate when purchasing a new, energy-efficient heating system.

Then at the bottom it says Call HEAT USA, the provider of the Union Plus Home Heating Oil discounts.

I think it would be more accurate to advertise this as a HEAT USA discount instead of a general home heating oil discount. In conclusion this program doesn't appear to be much different than most of the credit card malls that most banks offer.
Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.

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Postby riverrunner » Tue Jun 07, 2011 1:39 pm

I am in a union myself and received a solicitation for the Union Plus Mastercard earlier this year. The selection of discounts do look useful but that is exactly what they are. I wouldn't call them credit card rewards because it is almost more of a discount card program than anything else.

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