- Centurion Member
- Posts: 875
- Joined: Thu Apr 30, 2009 2:32 pm
- Location: Texas
I use a 2%-on-everything card mainly but do take advantage of 5% back on groceries, restaurants when it's offered by Chase Freedom. Yes, the 5% does cause me to spend more, particularly on restaurants. However, I don't spend beyond my means and the increased spending doesn't bother me. Tell me what quarter Freedom is paying 5% on restaurants and I'll tell you when I'm most likely to blow 80 bucks on sushi.
BTW, in the fourth quarter Chase Freedom pays 5% back on "charity." Worth noting, I think.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).
*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.