- Centurion Member
- Posts: 875
- Joined: Thu Apr 30, 2009 2:32 pm
- Location: Texas
I think you should consider a no-fee cashback credit card from any of the major banks. You can explore most of those offerings on this site and others. If you have a local/regional bank or credit union you like, you might see what they offer.
A store-branded rewards card as you describe doesn't sound like a good idea to me, mainly because the only offers one product line: apparel. I think you risk being encouraged to overspend on clothes because you have this card. For the same reason I would avoid cards that are branded by other single-category retailers, e.g. Best Buy, etc.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).
*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.