- Centurion Member
- Posts: 875
- Joined: Thu Apr 30, 2009 2:32 pm
- Location: Texas
I just saw a banner ad for this card offering 5% cashback on everything for the first six months after account opening. I called the toll-free number but the person I spoke with wasn't very up on things. I asked if there was a cap on the rewards amount and she said no, but I see elsewhere on the web that annual rewards are capped at $600.
I also asked if AARP organization membership is necessary to get the card and was told that it was. But in the online application I didn't see anywhere to provide proof of AARP membership.
I'm younger than 50 and don't qualify for AARP membership and don't want it either. But 5% cashback on everything for six months would mean at least $500 in my pocket, which is better than I can do with my other cards (about $250-300).
So, does anyone know if I should bother applying for this card? I have existing accounts with Chase and a good relationship with them, so I'm sure I would qualify and could just reassign some of my existing available credit to the AARP card if that is necessary.
The review of this card on this site is pretty negative, but all I care about is the 5% for six months.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).
*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.