help me pick a credit card please

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Joined: Sat Feb 05, 2011 9:27 pm
Location: America

help me pick a credit card please

Postby lolcats » Sat Feb 05, 2011 9:39 pm

1) Does Chase Freedom w/ Ultimate Reward have annual fee? I know Chase Freedom is said to have none but I've heard there's $25 fee to get in Ultimate Reward Program.

2) What are some of the best cash back CCs with no annual fee..mainly for shopping online and on stores. I've got Discover and it's great but curious if there are some other out there.

3) I want a mastercard...any recommendation? No annual fee of course...and a good cash back program would be great.

Thanks a bunch!

Centurion Member
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Joined: Thu Apr 17, 2008 6:52 pm
Location: Austin, TX

Postby CCG » Thu Feb 10, 2011 9:14 pm

I have not heard of the Chase Freedom charging a fee for the Ultimate Rewards Program. Where did you read that?

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Please let me know if you have any questions.


Posts: 1
Joined: Fri Feb 11, 2011 4:19 pm
Location: Ame

Postby lolcats2 » Fri Feb 11, 2011 4:28 pm

uh i forgot details of my account so had to reregister, hope that's alright.

$25 fee was something that I heard a while ago...I can't remember where or who from. Just thought I would ask.

I checked the link you provided...out of the one listed, I already have Discover (LOVE IT!) and Freedom.

American Express Premier Rewards Gold Card is a NO-NO for has annual charge.

American Express Blue Cash...need to spend some amount before one can maximize the card...not for me.

Citi Forward Card looks better but I'm not sure atm.


The main thing I'm look here is
1) No annual fee whatsoever. I don't care about "first year is waived" and then XYZ afterward. No annual fee, period.
2) Get reward/cashback for shopping through said card, like "shopdiscover" or "ultimaterewards".

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