Alliant Visa Signature Coming This Month

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CarefulBuilder14
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Joined: Thu May 08, 2014 7:42 pm
Location: United States

Re: Alliant Visa Signature Coming This Month

Postby CarefulBuilder14 » Thu May 25, 2017 12:07 am

charged wrote:Yes, this puts it into perspective very well. If that card had no annual fee it would blow its competition right out of the water but annual fees ruin it as they do with most cards. They don't even have a sign up bonus. There are plenty of better free alternatives here where they pay us for the privilege of using their card rather than us pay them.

Shows how much views vary...my attitude is that if a card is worth bothering with, it probably has an AF (or is related to one like Freedom/Unlimited and CSP/CSR).

There are a lot of garbage AF cards, of course, but they seem to come from issuers whose no-AF cards are garbage, too.
Warranties and sketchy merchants: Schwab Platinum
Price rewind: Costco
Travel insurance: Prestige, CSP
Perks: IHG, Hyatt
Rewards/Offers: Discover, Freedom, ED, BCE
Taxes/Misc: SPG

Limited value, might close: Arrival

Might add: First Tech, proper business card


Tubpbs
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Joined: Mon Oct 19, 2015 2:08 pm

Re: Alliant Visa Signature Coming This Month

Postby Tubpbs » Thu May 25, 2017 6:38 pm

CarefulBuilder14 wrote:
charged wrote:Yes, this puts it into perspective very well. If that card had no annual fee it would blow its competition right out of the water but annual fees ruin it as they do with most cards. They don't even have a sign up bonus. There are plenty of better free alternatives here where they pay us for the privilege of using their card rather than us pay them.

Shows how much views vary...my attitude is that if a card is worth bothering with, it probably has an AF (or is related to one like Freedom/Unlimited and CSP/CSR).

There are a lot of garbage AF cards, of course, but they seem to come from issuers whose no-AF cards are garbage, too.


...but you must admit in this case the AF ruins it relative to other cards with similar properties with no AF.
Amex - BCP, Platinum, Business Gold
BoA - BankAmericard Cash Rewards
Chase - Freedom, CSP, RC, Ink Plus
Citi - DC, Prestige
Discover - It



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