- Centurion Member
- Posts: 1361
- Joined: Tue Jun 28, 2011 10:13 pm
- Location: New York state
I just got off the phone with a Discover card account mgr.
This is what he had to say. For this quarter we have restaurants, so if you guys go to a restaurant like Buffalo Wild Wings, Fridays, Ruby Tuesdays and you buy a gift card, he said the transaction it counts. It doesn't matter whether it's food, drink or a gift card you get the 5% back. But if you go to Walmart and buy a gift card to the restaurant then obviously you don't.
2 years ago when I signed up it was the fashion, department stores and restaurants, end of the year. I asked this question about fashion if I were to buy a gift card for a store like Aeropostle, do we get the 5% back that account mgr said no, he said it has to be items like clothes.
For anybody who has a chase Freedom or Citibank Dividend when you're in either the restaurant category or fashion if you go to the actual store like J Crew or Armani Exchange or for restaurants like Buffalo Wild Wings, if you buy a gift card do you get your 5% back?
With American Express Blue Cash Preferred on grocery stores it's 6%, gas 3% and department stores 3%. But these are not bonuses. If somebody purchases an Olive Garden, Macys, or Shell gift card from your local grocery store, do you guys get your 6% back? If the gas stations sell gift cards to restaurants do you get the 3% back? Or does gas mean gas at a stand alone gas station? for Blue Cash Preferred?
Does groceries have to mean grocery like milk , pasta, bread etc or gift cards are also counted?
I would imagine with Blue cash Preferred you get your 6% and 3% back. But I'm not sure with the Chase Freedom or Citibank Dividend on the bonus 5% rotating categories do you guys get the 5% like us Discover cardmembers do?