New member here looking for advice.
My situation is the following:
-I use credit cards for any purchase that I possibly can, and then pay off the balance every month.
-Credit score is 820
American Express Delta Skymiles
Bank of America Signature Visa
The Delta card was opened only to get the free miles, and pay for a few flights to get some bonus miles. I'll be closing that card before getting hit with the $95 yearly fee.
The Associated Bank card gives a small 1% unlimited cash back and triple rewards on gas, drugstore and grocery store purchases. It used to give 5%, so I'm considering dropping this one. Reward program details here: https://www.myrewardsaccess.com/Terms.aspx
Chase Amazon is used solely for Amazon.com purchases
Bank of America Signature Visa - Rewards expired awhile ago. I've had this card forever and don't really use it.
Chase freedom give 5% back in certain categories, but you have to sign up for the rewards program every quarter (very simple one button click received in email link) and the bonus categories change every quarter.
My highest spending areas in this order are:
Wal-mart (groceries) $350-400 /month
Dining Out $200-$250 /month
Gas $200-$250 /month
Given the amounts spent per month, what card or combination of cards will best suit my needs and give me the highest rewards possible in the areas that I spend the most in? I don't travel frequently as I used to, so cash rewards would suit me better. Which cards have been confirmed to recognize Wal-mart as a grocery store?
Thanks in advance!