- Centurion Member
- Posts: 875
- Joined: Thu Apr 30, 2009 2:32 pm
- Location: Texas
I have a Chase Sapphire Visa (standard version, no annual fee) that I'm not using. I just got a card from chase offering triple points from Oct. 1 through Dec. 31 in purchase categories:
"dining establishments (including caterers), drug stores, gas stations, convenience stores, grocery and specialty food stores, gym and recreation club memberships, dry cleaning and laundry establishments, beauty and barber establishments (including spas and cosmetic stores), local and commuter transportation (including trains, buses, taxis/limos, ferries, bridges, tolls and parking), utilities (including electric, gas, water and sanitation), cable and satellite television and radio services, wireless/telecommunications services and equipment, internet services, discount stores and warehouse clubs."
You have to sign up using a code provided in the mailer, which I did. Cap is 5,000 bonus points, which I assume would represent $1,666 in spending.
I also have a Chase Freedom that still offers 3% in top three categories monthly (I'm grandfathered). I'm also told that I'm getting the 5% rebate in the rotating categories. So Freedom is a better choice for me. Also, I've built a rebate balance on Freedom; I haven't on Sapphire. After the promotion I presume Sapphire is back to the same lame 1% in everything while Freedom will still be offering the same as it always has.
What I'm wondering is if the Sapphire brand manager at Chase has realized that his/her card isn't taking off because Freedom is offering points/cashback-conscious customers a better deal?
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).
*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.