- Centurion Member
- Posts: 875
- Joined: Thu Apr 30, 2009 2:32 pm
- Location: Texas
I am also using the Fidelity Amex for the majority of my purchases. This is my everyday card and I'm really pleased with the website and customer service.
I didn't know about the PenFed card for 5% gas rebates, but I don't qualify for PenFed membership and I only spend about $25/month on gas anyway, so it doesn't matter.
Since last October I've earned nearly $900 now in cashback and other card-related perks (see my thread under rewards). For part of this period I relied on a trio of Citi cards: Forward, Diamond and Universal Card. The rebate on restaurants and on my AT&T bills (Universal) helped a lot, but I found the Citi website to be rather annoying and I didn't like their customer serivce so I bailed on the Citi cards, even though it cost me some in rewards.
As for Chase Freedom, I appear to be grandfathered into the 3% in top three categories cashback for the time being. They also told me I qualify for the 5% in the rotating cagegories. I've been using the card and will see in a month or so if this is true. Freedom is my No. 2 card for places that don't take Amex. I'm also paying for my phone, cable/internet and electricity with this card and getting 3% on those.
I also use the Amazon.com Visa from Chase for 3% back on Amazon purchases as I buy a lot form Amazon. This card also pays 2% in gas, restaurant and drugstore pruchases.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).
*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.