Need Help finding a Cash Back or Miles card...

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Joined: Sun Aug 01, 2010 11:35 am
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Need Help finding a Cash Back or Miles card...

Postby Livin » Sun Aug 01, 2010 11:42 am

I'm looking to replace my US Airways MC miles card. They are hiking the fee to $99/yr and I don't use the vouchers they provide so the cost is not justifiable.

I need an MC or Visa as Discover is not taken at many places and I already have a Costco Amex.

I'm looking for a very low to no cost card - either cash back or miles. I travel quite a bit but cannot use my personal card, I have a corp Amex for that.

I was looking at the Chase Sapphire Preferred but it looks like there is an $85/yr charge after the 1st year? On this card is the cash back decent... it only states $20 for 2000 points, initially. Is it the same as the points go up? What does the miles schedule look like and are there charges for booking?

If you have other cards for me to look at I appreciate the help. I've read a lot on this and other forums but nothing really jumps out.

thx for the help!

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Postby alsteig » Sat Aug 07, 2010 4:17 pm

Bank of America World Points card. No annual fee. 1% on everything. With a standard checking it adds .25% as a "relationship increase" and once a year a loyalty bonus is .25% of the total points on card. At 1.5% cash back and with good interest prime +2 this is one of the only cards I use. Let us know what other cards you are looking at. Discover also has some good cards and might help to diversify your processing companies.

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