badger83 wrote:Hi all, got a question I was hoping you could help me with.
Do you think the Chase Sapphire Reserve is a good card if you don't travel a lot? I travel maybe three times per year (almost always domestic). I know the $300 credit works toward taxicabs, and I spend at least that on cabs every year. And 3 points (no limit) on dining is VERY appealing to me, and I don't think there's another card that does that. So am I just throwing away money on that annual fee every year? The fact that this card is being advertised as a travel card is giving me pause. Are there other cheaper cards I should be looking at?
Thanks for any wisdom you can share.
Still worth it
The 100000 UR bonus is great and even for someone traveling 3x/year, I'm sure there's an airline or hotel partner you can find
The $300 credit is actually $600 ($300 this calendar year, $300 next calendar year) assuming you want to terminate your account before the next annual fee is due
Even for dining, if you know how to redeem UR points properly, you are essentially getting close to 6% back on your spend for dining. If your travel 3x/year happens to coincide with UR partner airlines/hotels, I think it would still be a good deal for a non-traveler