Chase Sapphire Reserve for non-frequent travelers?

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badger83
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Chase Sapphire Reserve for non-frequent travelers?

Postby badger83 » Tue Sep 06, 2016 5:35 pm

Hi all, got a question I was hoping you could help me with.

Do you think the Chase Sapphire Reserve is a good card if you don't travel a lot? I travel maybe three times per year (almost always domestic). I know the $300 credit works toward taxicabs, and I spend at least that on cabs every year. And 3 points (no limit) on dining is VERY appealing to me, and I don't think there's another card that does that. So am I just throwing away money on that annual fee every year? The fact that this card is being advertised as a travel card is giving me pause. Are there other cheaper cards I should be looking at?

Thanks for any wisdom you can share.


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CarefulBuilder14
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Re: Chase Sapphire Reserve for non-frequent travelers?

Postby CarefulBuilder14 » Tue Sep 06, 2016 6:06 pm

You might find it not worth keeping after the first year or two, but with such a great bonus you can try it out and still be comfortably ahead after a trial year.
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badger83
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Re: Chase Sapphire Reserve for non-frequent travelers?

Postby badger83 » Wed Sep 07, 2016 11:28 am

That's a good point. Plus, I might just get the free tsa precheck anyway, since it's good for 5 years. Going to mull it over another day or two, but I don't want to miss out on that 100,000 bonus, in case they decide to lower that soon.

Thanks!

Darrvao777
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Re: Chase Sapphire Reserve for non-frequent travelers?

Postby Darrvao777 » Sat Sep 10, 2016 10:41 pm

badger83 wrote:Hi all, got a question I was hoping you could help me with.

Do you think the Chase Sapphire Reserve is a good card if you don't travel a lot? I travel maybe three times per year (almost always domestic). I know the $300 credit works toward taxicabs, and I spend at least that on cabs every year. And 3 points (no limit) on dining is VERY appealing to me, and I don't think there's another card that does that. So am I just throwing away money on that annual fee every year? The fact that this card is being advertised as a travel card is giving me pause. Are there other cheaper cards I should be looking at?

Thanks for any wisdom you can share.


Still worth it

The 100000 UR bonus is great and even for someone traveling 3x/year, I'm sure there's an airline or hotel partner you can find

The $300 credit is actually $600 ($300 this calendar year, $300 next calendar year) assuming you want to terminate your account before the next annual fee is due

Even for dining, if you know how to redeem UR points properly, you are essentially getting close to 6% back on your spend for dining. If your travel 3x/year happens to coincide with UR partner airlines/hotels, I think it would still be a good deal for a non-traveler
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darkguy2
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Re: Chase Sapphire Reserve for non-frequent travelers?

Postby darkguy2 » Tue Oct 11, 2016 2:03 pm

Even if you do not fly too much you can also use the $300 credit for taxis, tolls, and parking.
Discover IT - $5,700
Chase Freedom - $5,700
Costco Citi - $13,000
Sallie Mae - $4,000
Chase Sapphire Preferred - $6,000
Chase Sapphire Reserve - $19,500
Citi Double Cash - $6,500
Amex BCE - $13,000

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beachminter
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Re: Chase Sapphire Reserve for non-frequent travelers?

Postby beachminter » Mon Dec 05, 2016 12:47 pm

I think it's a good card for non-travelers for one year as long as you get the bonus points and use the $300 travel credit each calendar year + any of the other perks. They are essentially paying you the first year and the 100,000 points go a long way, even if you are just redeeming it for cash back.



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