An ethical dilemma

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CarefulBuilder14
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An ethical dilemma

Postby CarefulBuilder14 » Mon Jun 13, 2016 4:35 pm

I was with a non-CC-geek friend who was about to buy items from a tourist trap that I suspected were greatly overpriced ($100 vs. about $55 elsewhere). I mentioned that I had a credit card that offered an extended warranty and price match program, and she was happy to let me put the stuff on my card (Prestige) and gave me the cash she would have otherwise used.

I wonder...what might be a fair commission for my efforts in registering the items? :confused: Is 33% of any savings fair? It did take a little while to find the exact item descriptions, so my effort wasn't trivial.

She said I should just keep the difference, but I know she doesn't have a lot of money (and buying overpriced stuff like that, it's not a surprise). Pride can be an obstacle to practicality.

Paying her back subtly would be easy through the form of paying a larger share of a restaurant bill.
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To My Credit
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Re: An ethical dilemma

Postby To My Credit » Mon Jun 13, 2016 4:57 pm

I'd suggest paying back half the difference.
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Tubpbs
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Re: An ethical dilemma

Postby Tubpbs » Mon Jun 13, 2016 5:38 pm

To My Credit wrote:I'd suggest paying back half the difference.


I think that's fair especially if she is going to attempt to refuse it...
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CarefulBuilder14
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Re: An ethical dilemma

Postby CarefulBuilder14 » Mon Jun 13, 2016 6:48 pm

50/50 it is.
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when

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TyE
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Re: An ethical dilemma

Postby TyE » Thu Jun 16, 2016 5:13 pm

Hi, if you are her friend, you should just give her the difference. Why would you ever want to profit off your friend when you know she doesn't have much money?

To My Credit
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Re: An ethical dilemma

Postby To My Credit » Thu Jun 16, 2016 5:35 pm

TyE wrote:Hi, if you are her friend, you should just give her the difference. Why would you ever want to profit off your friend when you know she doesn't have much money?
I think that's a weird way of putting it. From what I understand, they've both profited off each other if he pays back half the difference. And what's more, they'd have profited equally.
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Nixon
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Re: An ethical dilemma

Postby Nixon » Thu Jun 16, 2016 5:54 pm

I'd offered to charge it and taken the cash and not said shit about the price protection. All profit for me!

But i'm not a nice person. ;)
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CarefulBuilder14
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Re: An ethical dilemma

Postby CarefulBuilder14 » Thu Jun 16, 2016 8:09 pm

To My Credit wrote:
TyE wrote:Hi, if you are her friend, you should just give her the difference. Why would you ever want to profit off your friend when you know she doesn't have much money?
I think that's a weird way of putting it. From what I understand, they've both profited off each other if he pays back half the difference. And what's more, they'd have profited equally.

I don't see it as taking advantage of her. She was about to pay full retail for stuff she didn't need. She made her decision to purchase without my encouragement, and only after she made that decision did I speak up and make my suggestion. As I see it, my actions only mean she's getting money she wouldn't otherwise be getting.

If it was for something essential, or if her money habits were different, or she'd taken me up on my offers for budgeting advice, or she was destitute as opposed to just a big spender...maybe I would give it all to her. I don't know, and I don't know if my decision to be more generous would be at all rational in those cases.

Could I have discouraged her from buying it? Maybe, but it's a relatively small amount of money and it would have been very rude, probably inappropriate, and deeply embarrassing for her. I've wasted money around her before.

Nixon wrote:I'd offered to charge it and taken the cash and not said shit about the price protection. All profit for me!

But i'm not a nice person. ;)

Well, I like to share with my friends...and even from a self-serving perspective, it might be smart...maybe I'll have her as a repeat price rewind "partner". :money:
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when

saba
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Re: An ethical dilemma

Postby saba » Sat Aug 06, 2016 12:48 pm

Whole thing is pretty sad

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CarefulBuilder14
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Re: An ethical dilemma

Postby CarefulBuilder14 » Sat Aug 06, 2016 1:29 pm

saba wrote:Whole thing is pretty sad

Friends cooperating to save money, with both benefiting?

What's the world coming to? :eek:
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when



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