Largest Bonuses

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martin7
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Largest Bonuses

Postby martin7 » Wed Apr 20, 2016 6:03 pm

I have a Citi Doublecash (2% flat rate back) and Barclaycard Sallie Mae Mastercard for 5% Grocery/Gas/Amazon. These are my main spend cards. I like to sign up for intro bonuses every once in a while and I am wondering if I am missing any. I prefer cashback but travel rewards are better than nothing. I hear the Amex Small Biz Cards have large bonuses but they change frequently. Here are the ones I have gotten $400+:
Barclaycard Arrival Plus
Capital One Venture
Chase Ink Plus
Chase Sapphire Preferred
Citi Thank You Premier
Wells Fargo Propel World


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CarefulBuilder14
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Location: United States

Re: Largest Bonuses

Postby CarefulBuilder14 » Sun Apr 24, 2016 10:27 am

martin7 wrote:I have a Citi Doublecash (2% flat rate back) and Barclaycard Sallie Mae Mastercard for 5% Grocery/Gas/Amazon. These are my main spend cards. I like to sign up for intro bonuses every once in a while and I am wondering if I am missing any. I prefer cashback but travel rewards are better than nothing. I hear the Amex Small Biz Cards have large bonuses but they change frequently. Here are the ones I have gotten $400+:
Barclaycard Arrival Plus
Capital One Venture
Chase Ink Plus
Chase Sapphire Preferred
Citi Thank You Premier
Wells Fargo Propel World

Amex PRG 50k can give $500 in gift cards, but it's worth less as cash or cash equivalents.

I'm assuming you're just looking at cards with no first-year AF, but you could get an Amex Platinum, get $200 in 2016 airfare gift cards, $200 in 2017 airfare gift cards, and have the net AF down to $50 for the first 12 months.

Many hotel and airline bonuses can be worth more than $400. Redemption is just more complicated, and the value you'd get is a bit uncertain.
Keeping indefinitely: IHG, SchwabPlat, CSP, Discover, Freedom, ED, BCE, Hyatt
May close or PC: Prestige, Arrival, BrooksBros
AA Platinum converting into Costco

Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech
Letting new accounts cool off since May

takeshi
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Location: US

Re: Largest Bonuses

Postby takeshi » Thu Apr 28, 2016 9:51 am

martin7 wrote:I prefer cashback but travel rewards are better than nothing.

Bonuses for travel are generally larger though specific value all depends on the value you can get out of the redemption options you can use as Carefulbuilder pointed out.

There are blogs that track sign on bonuses. Have you looked at them? I don't track every sign on bonus out there.

CarefulBuilder14 wrote:I'm assuming you're just looking at cards with no first-year AF, but you could get an Amex Platinum, get $200 in 2016 airfare gift cards, $200 in 2017 airfare gift cards, and have the net AF down to $50 for the first 12 months.

The standard Platinum seems to currently have a 40K MR bonus. The MB Platinum is usually 50K but has a 75K offer through 6/22/2016. I'm too lazy to dig up any offers on the other versions.

To My Credit
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Re: Largest Bonuses

Postby To My Credit » Wed May 25, 2016 1:49 pm

A card that doesn't seem to be talked about much is the Nusenda Platinum Cash Rewards Credit Card.

"Maximize your reward earning power with the Visa Platinum Cash Rewards credit card from Nusenda Credit Union. Earn 1% cash back on all purchases and 5% cash back on purchases in quarterly rotating categories. Bonus: New cardholders earn 2% cash back on all purchases for the first 90 days! "

This year, their 5% cashback calendar is:
Jan-Mar: Groceries, Gas
Apr-Jun: Restaurants, Movies, Home Improvements
Jul-Sep: Gas, Education
Oct-Dec: Restaurants, Hotels, Airfare

Is there a catch to this credit card that I might be missing?

Tubpbs
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Re: Largest Bonuses

Postby Tubpbs » Wed May 25, 2016 7:10 pm

To My Credit wrote:A card that doesn't seem to be talked about much is the Nusenda Platinum Cash Rewards Credit Card.

"Maximize your reward earning power with the Visa Platinum Cash Rewards credit card from Nusenda Credit Union. Earn 1% cash back on all purchases and 5% cash back on purchases in quarterly rotating categories. Bonus: New cardholders earn 2% cash back on all purchases for the first 90 days! "

This year, their 5% cashback calendar is:
Jan-Mar: Groceries, Gas
Apr-Jun: Restaurants, Movies, Home Improvements
Jul-Sep: Gas, Education
Oct-Dec: Restaurants, Hotels, Airfare

Is there a catch to this credit card that I might be missing?


I don't think there's a catch. People might be wary of applying because it's a smaller institution and a credit union... To the point that it has a specific number to call for people out of the state of New Mexico or something along those lines.
Amex - BCP, Platinum, Business Gold
BoA - BankAmericard Cash Rewards
Chase - Freedom, CSP, RC, Ink Plus
Citi - DC, Prestige
Discover - It

To My Credit
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Joined: Wed May 25, 2016 1:24 pm

Re: Largest Bonuses

Postby To My Credit » Wed May 25, 2016 8:12 pm

Tubpbs wrote:
To My Credit wrote:A card that doesn't seem to be talked about much is the Nusenda Platinum Cash Rewards Credit Card.

"Maximize your reward earning power with the Visa Platinum Cash Rewards credit card from Nusenda Credit Union. Earn 1% cash back on all purchases and 5% cash back on purchases in quarterly rotating categories. Bonus: New cardholders earn 2% cash back on all purchases for the first 90 days! "

This year, their 5% cashback calendar is:
Jan-Mar: Groceries, Gas
Apr-Jun: Restaurants, Movies, Home Improvements
Jul-Sep: Gas, Education
Oct-Dec: Restaurants, Hotels, Airfare

Is there a catch to this credit card that I might be missing?


I don't think there's a catch. People might be wary of applying because it's a smaller institution and a credit union... To the point that it has a specific number to call for people out of the state of New Mexico or something along those lines.
I just did some research and found out that the application process is a hassle. You'd need to be a member of certain clubs, have a loan with them, or stuff like that. And even then they apparently tend to be very picky. Probably not worth it. A combination of Discover It and Chase Freedom should do the trick. US Bank Cash+ would be a nice addition.
Current cards: BankAmericard CR, BankAmericard BBR, Citi Double Cash, Chase Freedom, AmEx BCE, Discover It
Wishlist: US Bank Cash+

Tubpbs
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Re: Largest Bonuses

Postby Tubpbs » Wed May 25, 2016 8:36 pm

So no catch but sort of a catch I guess.

Just might not be worth the hassle for the vast majority of people. If you happened to be a member of the credit union already etc etc, it sounds worthwhile, but it seems unlikely your average joe is going to go through all of that when they could fill out a Chase or Discover application in three minutes and find out if they're approved in 59 seconds.
Amex - BCP, Platinum, Business Gold
BoA - BankAmericard Cash Rewards
Chase - Freedom, CSP, RC, Ink Plus
Citi - DC, Prestige
Discover - It



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