Ditching United

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Vattené
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Re: Ditching United

Postby Vattené » Tue Apr 19, 2016 7:55 pm

Tubpbs wrote:Yea. I looked. I retract my question.

Not sure United has any right to do anything, but that won't stop them from consuming Untied's resources and putting them down.

I'm sure they could do some marketing research and show that the site confuses people and they think it's United's site.

Don't forget about the court system's resources.

(Sorry OP I can't offer anything with your actual problem...CK's considering of closed accounts is the source of a lot of confusion, but for FICO closed accounts still factor into aging while they are reported.)
-Vattené
FICO-8:
EX - 809 (11/16) | TU - 803 (11/16)
Primary Cards:
American Express EveryDay - $20,000 (10/14)
Discover it - $23,000 (2/14)
AU on Barclay Sallie Mae - $10,000 (8/15)
plus several store accounts of varying usefulness now


TXviking
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Location: Palm Beach, Florida

Re: Ditching United

Postby TXviking » Tue Apr 19, 2016 8:53 pm

Thanks Vattené -- that was actually a very useful piece of information. I'm now less concerned of AAoA because I didn't realize CreditKarma counts that differently from the actual reports. Thanks!
Last edited by TXviking on Tue Apr 19, 2016 10:29 pm, edited 1 time in total.

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Vattené
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Posts: 1157
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Location: US

Re: Ditching United

Postby Vattené » Tue Apr 19, 2016 9:03 pm

You are welcome! It's a good illustration of why one shouldn't focus too much on a number. The info that goes into reports is more important. Typically you won't know what model or even CRA a given creditor will use. All models are meant to predict risk so they should be in the same ballpark, but different models use different inputs and even different scales. FiCO is the de facto standard bearer, but just getting a score of 750 means little without the proper context.

Anyway, don't mean to derail.
-Vattené
FICO-8:
EX - 809 (11/16) | TU - 803 (11/16)
Primary Cards:
American Express EveryDay - $20,000 (10/14)
Discover it - $23,000 (2/14)
AU on Barclay Sallie Mae - $10,000 (8/15)
plus several store accounts of varying usefulness now

orngbld
 
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Joined: Fri Jun 03, 2016 3:54 pm

Re: Ditching United

Postby orngbld » Fri Jun 03, 2016 3:56 pm

Just joined the site. Probably too late to help, but can you book a flight for someone else? I've both done this for a co-worker using Southwest points, and purchased a flight from a co-worker on United. They simply book in your name - with passport info if international - and you sell to them for an agreed upon price. For both, the seller made more than $0.01 / point, and buyer saved on equivalent purchase price.

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CarefulBuilder14
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Re: Ditching United

Postby CarefulBuilder14 » Thu Jun 09, 2016 9:49 pm

What's with United's complimentary food...waffle cookies and ranch snacks?

I'd understand it if they were trying to avoid allergies...but what's wrong with a simple bag of pretzels?
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when

Tubpbs
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Re: Ditching United

Postby Tubpbs » Fri Jun 10, 2016 4:29 pm

CarefulBuilder14 wrote:What's with United's complimentary food...waffle cookies and ranch snacks?

I'd understand it if they were trying to avoid allergies...but what's wrong with a simple bag of pretzels?


I love pretzels.
Amex - BCP, Platinum, Business Gold
BoA - BankAmericard Cash Rewards
Chase - Freedom, CSP, RC, Ink Plus
Citi - DC, Prestige
Discover - It

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CarefulBuilder14
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Re: Ditching United

Postby CarefulBuilder14 » Sat Jun 11, 2016 12:55 am

Tubpbs wrote:
CarefulBuilder14 wrote:What's with United's complimentary food...waffle cookies and ranch snacks?

I'd understand it if they were trying to avoid allergies...but what's wrong with a simple bag of pretzels?


I love pretzels.

Maybe the real idea is to get people to buy drinks to get the bad taste of the weird snacks out of their mouths.
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when

Tubpbs
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Joined: Mon Oct 19, 2015 2:08 pm

Re: Ditching United

Postby Tubpbs » Sat Jun 11, 2016 5:31 am

I didn't think that waffle cookie thing was bad. I think we're talking about the same thing.

Pretzels are better, but...
Amex - BCP, Platinum, Business Gold
BoA - BankAmericard Cash Rewards
Chase - Freedom, CSP, RC, Ink Plus
Citi - DC, Prestige
Discover - It

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CarefulBuilder14
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Re: Ditching United

Postby CarefulBuilder14 » Thu Jul 28, 2016 11:59 pm

United delayed my flight in 15 minute increments for 4 hours before cancelling it outright. I was fortunate enough to get a helpful CSR who got me onto the standby list for the next flight about 90 minutes later. There were about 30 people ahead of me in line for alternate flights, but I was first on the standby list. I guess other people were willing to accept distant and inconvenient hotel rooms and/or their CSRs didn't know how to use the booking system properly. When everyone else thought everyone else would zig and try to get a standby seat, so tried to zag by getting a hotel room, my odds improved.

One thing I concluded is that travel insurance is good, but the convenience of post-security lounge access can be a lot better in some cases. A free hotel room in which you only get to spend 5 hours (since travel and security take time) isn't so great. Showering in a lounge, then sleeping 7 hours in a terminal, would have been preferable had it come to that.
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when

TXviking
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Location: Palm Beach, Florida

Re: Ditching United

Postby TXviking » Fri Jul 29, 2016 11:58 am

orngbld wrote:Just joined the site. Probably too late to help, but can you book a flight for someone else? I've both done this for a co-worker using Southwest points, and purchased a flight from a co-worker on United. They simply book in your name - with passport info if international - and you sell to them for an agreed upon price. For both, the seller made more than $0.01 / point, and buyer saved on equivalent purchase price.


I can. I haven't worried about it yet. The miles don't expire until next year.



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