- Centurion Member
- Posts: 4060
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
No interest here, but a few thoughts:
$7k cap on gas earn rate. I don't know if the card has a FTF or not, but I don't see "no FTF" advertised anywhere. If it has one, that should make the "worldwide" part of the 4% earn rate a lot less appealing to everyone. Since I get most of my gas at Costco, it would be a gas card I'd use frequently - if and once I actually had the card. But...I don't spend a lot on gas, so the total additional amount I'd save over a period of even ten years would be less than a nice signup bonus on a travel card. That's a big hurdle the card doesn't overcome.
Restaurants and travel? I have good AF alternatives, as well as the no-AF Arrival. 3% isn't spectacular.
The card might be good for someone who drives and travels a lot, but with no apparent bonus, there's not much that should excite people who already have several cards.
For any Costco purchases on which I need an extended warranty (like electronics), I will use a premium card. For consumables (food, gas, wine, etc.), I can buy Costco Cash with a Freedom and presumably earn 5 URs/$. I'll try it out first with a small purchase in April.
Very useful: SchwabPlat, CSP, IHG, Costco (was AA Plat), Freedom, SPG
Somewhat useful: Discover, ED (was EDP), BCE, Hyatt, Arrival
May close or PC: Prestige, BrooksBros
Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech