Citi Double Cash and ???

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NuHere
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Citi Double Cash and ???

Postby NuHere » Fri Nov 13, 2015 9:43 pm

I just read in the review section that Citi Double Cash offer is no longer available, but when I googled it, it seems it still is. Can you guys confirm if one can still apply for it?

I was considering combining Citi Double Cash with Blue Cash Everyday + Sallie Mae. My biggest expense is groceries and then travel (train, subway). I just read about BoA Cash Rewards. It gives 2% on groceries (less than BCE and SM), but if combined with a BoA checking/savings account, it gives additional 10%. Would the Cash Rewards be a better option than Blue Cash Everyday + Sallie Mae?

Thank you.


Tubpbs
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Re: Citi Double Cash and ???

Postby Tubpbs » Fri Nov 13, 2015 11:29 pm

Where did you read that the Double Cash is no longer being issued? Do you have a link?
Amex - BCP, Platinum, Business Gold
BoA - BankAmericard Cash Rewards
Chase - Freedom, CSP, RC, Ink Plus
Citi - DC, Prestige
Discover - It

NuHere
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Re: Citi Double Cash and ???

Postby NuHere » Fri Nov 13, 2015 11:44 pm


NuHere
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Re: Citi Double Cash and ???

Postby NuHere » Sat Nov 14, 2015 5:51 am

Actually, it seems like Sallie Mae doesn't offer 5% cash back on groceries anymore either... which was why I was considering it.

Blue Cash Preferred (even with its annual fee) might be better than Blue Cash Everyday alone now. At my spending level, Sallie Mae + BCE made more sense than BCP for groceries, but if Sallie Mae is out, BCP might get me more in cashback than BCE.

Tubpbs
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Re: Citi Double Cash and ???

Postby Tubpbs » Sat Nov 14, 2015 6:56 am

NuHere wrote:http://creditcardforum.com/blog/citi-double-cash-card-review/


That appears to have been written over a year ago. What I assume was meant by the disclaimer is that the particular offer being discussed as an example is no longer available (i.e. Sign up now and get $100 back and 15 months at 0% or something like that). Obviously, I'm not 100%, but I do not think that card is going anywhere. It is advertised on television actively.
Amex - BCP, Platinum, Business Gold
BoA - BankAmericard Cash Rewards
Chase - Freedom, CSP, RC, Ink Plus
Citi - DC, Prestige
Discover - It

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Re: Citi Double Cash and ???

Postby CreditCardGuru » Sat Nov 14, 2015 10:31 am

The disclaimer on our Citi Double Cash review only refers to the fact that the card offer is no longer available through our site. The product is still available directly from the issuer, though.

NuHere
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Re: Citi Double Cash and ???

Postby NuHere » Sat Nov 14, 2015 10:32 am

I see. I didn't see it mentioned in the Cash Back section either and since it used to be talked about a lot and rated as one of the best cash back cards, I thought it all meant the card was no longer being issued. Thank you for clearing it up!

beef.stu
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Re: Citi Double Cash and ???

Postby beef.stu » Fri Nov 20, 2015 3:15 am

NuHere wrote:Actually, it seems like Sallie Mae doesn't offer 5% cash back on groceries anymore either... which was why I was considering it.


where did you hear this? I just checked my barclays account and it still says earn 5 points per dollar for each dollar spent on groceries up to $250. However, you cannot apply for this card anymore as Barclays has closed applications
(01/10) - Wells Fargo VISA Platinum
(05/10) - Techron Advantage
(10/12) - Amex BCE
(02/13) - Chase Freedom VISA
(09/13) - Discover It
(03/14) - Sallie Mae WMC
(09/15) - Citi Double Cash WEMC
(09/16) - US Bank Cash+ VISA Signature

takeshi
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Re: Citi Double Cash and ???

Postby takeshi » Fri Nov 20, 2015 10:20 am

+1 SM is still 5%. You just can't apply for it.

NuHere wrote:Can you guys confirm if one can still apply for it?

Keep in mind that you can easily and quickly confirm yourself by checking a creditor's site:
https://www.citi.com/credit-cards/compa ... edit-cards

NuHere wrote:I just read about BoA Cash Rewards. It gives 2% on groceries (less than BCE and SM), but if combined with a BoA checking/savings account, it gives additional 10%. Would the Cash Rewards be a better option than Blue Cash Everyday + Sallie Mae?

Best is always highly subjective regardless of topic. BofA is a nonstarter for me so their products will not be best for me but YMMV. Run the numbers for your spend. Would you find 2.2% to be better? My own grocery spend requires a pair of BCP's so your suggested solutions are not best for me. Again, YMMV. Never assume subjective matters like "best" to be universal. In order for us to assess for your spend you'd need to give us some idea of your grocery spend so we can account for caps, etc. However you can easily run the numbers yourself. Cash back% is pretty straightforward math.

Tubpbs
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Re: Citi Double Cash and ???

Postby Tubpbs » Fri Nov 20, 2015 10:31 am

takeshi wrote:+1 SM is still 5%. You just can't apply for it.

NuHere wrote:Can you guys confirm if one can still apply for it?

Keep in mind that you can easily and quickly confirm yourself by checking a creditor's site:
https://www.citi.com/credit-cards/compa ... edit-cards

NuHere wrote:I just read about BoA Cash Rewards. It gives 2% on groceries (less than BCE and SM), but if combined with a BoA checking/savings account, it gives additional 10%. Would the Cash Rewards be a better option than Blue Cash Everyday + Sallie Mae?

Best is always highly subjective regardless of topic. BofA is a nonstarter for me so their products will not be best for me but YMMV. Run the numbers for your spend. Would you find 2.2% to be better? My own grocery spend requires a pair of BCP's so your suggested solutions are not best for me. Again, YMMV. Never assume subjective matters like "best" to be universal. In order for us to assess for your spend you'd need to give us some idea of your grocery spend so we can account for caps, etc. However you can easily run the numbers yourself. Cash back% is pretty straightforward math.


Why is BoA a non starter for you? Curious. I have them, but strongly dislike them...
Amex - BCP, Platinum, Business Gold
BoA - BankAmericard Cash Rewards
Chase - Freedom, CSP, RC, Ink Plus
Citi - DC, Prestige
Discover - It



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