Best travel card for me

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bigredball90
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Best travel card for me

Postby bigredball90 » Sat Sep 05, 2015 6:32 pm

I currently have Barclay arrival+ world elite 7500 limit, and a Amex BC 10k limit. I use the Arrival for everything except gas and groceries. We use my wifes BCP card for that. My BC card I only use occasionally to keep it from getting cancelled. Arrival spend is at 26k for the last 12 months, and my wifes BCP has 7k in the last 10 months. We did buy a house last Oct so some of that spending is for upgrading and putting in new stuff, probably 5k worth, so annual spend might night be quite that high.

We want to start doing some traveling before we have kids and want a card to help us do that. I know the arrival is pretty good, but if there is a mileage card that would be easier I would like to do it now. Getting ready to spend 3k this week on storm damage :beat: Travel would be mainly in the continental US but would like to hit hawaii once. Barclay says my score is 776, Amex says 769. Annual pay is up 7k since last Oct if that matters.

Thanks.


Vermonster
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Re: Best travel card for me

Postby Vermonster » Sat Sep 05, 2015 7:39 pm

Well if you can swing an extra $1k in spending over the next 3 months you could make great use of the CSP signup bonus. 40k points + 5k for an AU. It currently is one of the best offers out there. The second one would be a 50k MR offer for an Amex PRG.

Long term I prefer the CSP paired with a Freedom. I think it offers better rewards for every day spending. BUt you honestly can't go wrong with either. You could even convert the BC to an EDP and start getting MRs from a PRG/EDP combo.

EDIT: this is all assuming you plan on just buying the cheapest tickets, and you don't have a preference for the airline (Southwest, AA, United, ect).
Chase Freedom $9k~~Chase Sapphire Preferred $6.5k~~Amex Blue Cash Preferred $12.4k~~Citi Double Cash $4.7k

bigredball90
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Re: Best travel card for me

Postby bigredball90 » Sat Sep 05, 2015 8:39 pm

yea just cheap tickets and no preferences.

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CarefulBuilder14
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Re: Best travel card for me

Postby CarefulBuilder14 » Sat Sep 05, 2015 8:50 pm

Vermonster wrote:You could even convert the BC to an EDP and start getting MRs from a PRG/EDP combo.

Not likely, since they have different reward currencies.

Maybe you're thinking of Blue, and not Blue Cash? Blue can become EDP, but OP has Blue Cash.
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when

Vermonster
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Re: Best travel card for me

Postby Vermonster » Sun Sep 06, 2015 7:57 am

CarefulBuilder14 wrote:
Vermonster wrote:You could even convert the BC to an EDP and start getting MRs from a PRG/EDP combo.

Not likely, since they have different reward currencies.

Maybe you're thinking of Blue, and not Blue Cash? Blue can become EDP, but OP has Blue Cash.


Oh yeah my bad. So it would be 2 apps for either the CSP/Freedom or the EDP/PRG. I think either would be a good combo.
Chase Freedom $9k~~Chase Sapphire Preferred $6.5k~~Amex Blue Cash Preferred $12.4k~~Citi Double Cash $4.7k

kdm31091
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Re: Best travel card for me

Postby kdm31091 » Sat Sep 26, 2015 7:11 am

If one wants cheap tickets, again, the points cards may not be worth it. They are most "valuable" with high end, international, first class flights.

Cheap $89 flights to Florida (as an example) or something are not really worth paying for with points nor paying the AF on a points card. A flight to Hawaii is more expensive yes but if it's a very occasional thing, still may not be worth it. The points cards are designed for, and really only benefit, the heavy duty type of traveler. Meaning once a month at the least, taking long flights, etc.

We need more info, but I'm thinking OP may not need a true "travel" card at all.

takeshi
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Re: Best travel card for me

Postby takeshi » Tue Sep 29, 2015 8:19 am

bigredball90 wrote:I know the arrival is pretty good, but if there is a mileage card that would be easier I would like to do it now.

Is easier your only criterion? I'm not sure you'll find much easier than the Arrival+. You may be able to find better rewards value with other cards but there's going to be more hoop jumping than just redeeming points against travel charges on your Arrival+.

bigredball90 wrote:yea just cheap tickets and no preferences.

As statdd above, points/miles rewards programs generally provide better value on redemptions against premium travel. If you're redeeming for cheap tickets you're probably better off with cash back. The Arrival+ is really just a restricted cash back card despite the points.

Wanting to travel doesn't necessarily mean that a travel card is a best fit. With any rewards card one has to run the numbers for one's spend. With point/miles cards one has to do a bit more digging into the redemption options to determine what sort of value one can get for each point/mile. If you want to consider UR or MR as suggested above then make sure you do your research into redemptions.

plaidington
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Re: Best travel card for me

Postby plaidington » Mon Nov 16, 2015 9:28 am

To me there is nothing easier than Barclaycard Arrival since you can buy your tickets at ANY airline and get reimbursed for it. No limitations whatsoever. Same with the Capital One Venture with their "travel eraser" feature.

kdm31091
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Re: Best travel card for me

Postby kdm31091 » Mon Nov 16, 2015 11:39 am

plaidington wrote:To me there is nothing easier than Barclaycard Arrival since you can buy your tickets at ANY airline and get reimbursed for it. No limitations whatsoever. Same with the Capital One Venture with their "travel eraser" feature.


Right, but why pay a fee when you can get the same benefits for free with a Double Cash or Fidelity Amex? Same 2% back, redeem for whatever you want (including travel), and no annual fee.

The Venture and Arrival are cash back cards restricted to travel redemption. There is really no advantage to using them for travel over a plain 2% card, especially with the annual fees they charge. To each their own of course, but outside of the bonuses, I don't see the appeal long-term.

plaidington
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Re: Best travel card for me

Postby plaidington » Tue Nov 17, 2015 11:41 am

kdm31091 wrote:
plaidington wrote:To me there is nothing easier than Barclaycard Arrival since you can buy your tickets at ANY airline and get reimbursed for it. No limitations whatsoever. Same with the Capital One Venture with their "travel eraser" feature.


Right, but why pay a fee when you can get the same benefits for free with a Double Cash or Fidelity Amex? Same 2% back, redeem for whatever you want (including travel), and no annual fee.

The Venture and Arrival are cash back cards restricted to travel redemption. There is really no advantage to using them for travel over a plain 2% card, especially with the annual fees they charge. To each their own of course, but outside of the bonuses, I don't see the appeal long-term.


The Double Cash is a great card - however for travel outside of USA - it does incur a 3% Foreign Transaction fee. The Arrival and Venture card has 0% FTF.

AMEX is not accepted everywhere and it also has a FTF fee of (I think) 2.7%

Arrival is only card that is Chip & PIN - which you can use pretty much everywhere and anywhere in EU (inclusing automatic train ticket kiosks, petrol dispensers etc)
My Card Corral: Barclaycard Arrival+ WEMC, Capital One Quicksilver VS, Chase Freedom VS, American Express BCP, Discover It, PenFed Cash Rewards.



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