- Centurion Member
- Posts: 4147
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
plaidington wrote: kdm31091 wrote:
plaidington wrote:To me there is nothing easier than Barclaycard Arrival since you can buy your tickets at ANY airline and get reimbursed for it. No limitations whatsoever. Same with the Capital One Venture with their "travel eraser" feature.
Right, but why pay a fee when you can get the same benefits for free with a Double Cash or Fidelity Amex? Same 2% back, redeem for whatever you want (including travel), and no annual fee.
The Venture and Arrival are cash back cards restricted to travel redemption. There is really no advantage to using them for travel over a plain 2% card, especially with the annual fees they charge. To each their own of course, but outside of the bonuses, I don't see the appeal long-term.
The Double Cash is a great card - however for travel outside of USA - it does incur a 3% Foreign Transaction fee. The Arrival and Venture card has 0% FTF.
AMEX is not accepted everywhere and it also has a FTF fee of (I think) 2.7%Arrival is only card that is Chip & PIN - which you can use pretty much everywhere and anywhere in EU (inclusing automatic train ticket kiosks, petrol dispensers etc
It is inaccurate to describe Arrival and Arrival+ as Chip+PIN cards. They are Chip+Sig primary with Chip+online PIN backup. It's a sort of middle technology between Signature and "true PIN".
Arrival and Arrival+ will work in some cases where Chip+Sig won't work, but they will not work in every case where true Chip+PIN will work.
ETA: To be clear, Signature and PIN are not some black-and-white, one-or-the-other card classifications. Card Verification Method lists vary a lot from card to card.
Very useful: SchwabPlat, CSP, IHG, Costco (was AA Plat), Freedom, SPG, Prestige (retention)
Somewhat useful: Discover, ED (was EDP), BCE, Hyatt
SD with activity alerts, might close: Arrival and Brooks Bros
Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech, BofA Travel PH