attrapereves wrote:Right now Discover has Amazon, home improvement, and department stores. Chase has gas (which is a good one, but I really don't drive a lot, so the rewards are minimal). Discover is going to have Amazon again in October (I don't really shop from them a lot). Looks like Chase will have the same thing.
That two cards have the same category in a given quarter may make it more difficult to take advantage of that category over a longer period of time, but it doesn't make the category itself worse. Independently the offers are still good.
attrapereves wrote:I miss having the drug store category for buying gift cards.
If you mean gift cards to specific stores, like Starbucks or Macy's, a lot of those are available on Amazon. If you mean buying Visa GCs so you can effectively use a category bonus for a non category spend, then the move away from drugstores is probably intentional.
attrapereves wrote:At this point, I'm thinking it's almost better to use one rotating category card, the AMEX BCP for grocery and gas (when it's not 5% elsewhere), and a 1.5/2% card (like DoubleCash or Quicksilver) for everything else.
This is basically what I do. I have a Discover but not the Freedom. Discover's categories are useful to me. I also have an Amex BCE, because the majority of my grocery and gas spend are at Costco anyway, so it makes no sense for me to pay for a BCP. And I alternate the DC and QS for non-category spend.