To My Credit
- Centurion Member
- Posts: 143
- Joined: Wed May 25, 2016 1:24 pm
For me, having Discover and Chase is a no-brainer. They have no annual fees, have decent bonuses ($150 for Chase and the cashback match for Discover), customer service is good, and you can count on them giving the best possible cashback in certain categories for at least a few months of the year, whatever your expenses. I mean, whatever you might feel about the rest of the categories, I can't imagine 5% cashback on groceries not being useful for anyone, which is what Chase is offering right now. And then you have them offering gas at some point, which is also something everybody needs (though perhaps to different degrees). And then of course you have restaurants. Not everyone might dine out regularly, but I do pretty much everyday and Discover has saved me $75 in 3 months (and I'll be getting $75 more with the cashback match). Chase covers me on restaurants for the next 3 months. I love these two cards and can't imagine ever not using them, no matter how much their categories are potentially nerfed.
Current cards: BankAmericard CR, BankAmericard BBR, Citi Double Cash, Chase Freedom, AmEx BCE, Discover It
Wishlist: US Bank Cash+