Whatamuji wrote:Gotcha. Thanks for the clarification. The only reason I would consider getting the IHG is for the annual room. If the AF went up to say $79m, I would definitely have to reconsider my opinion on that card Because at that point, you're better off paying for the room outta pocket. I'd find it a bit funny if Starwood bought Hilton instead of IHG.
Hyatt card comes with a free annual night that expires after 12 mo after year 1 anniv. Pts are valuable and it can be an everyday spend card if you want to use it that way. A category level 4 hotel night would prob cost like $300 but you get it for 15k pts (which is worth $150).