lobbythis wrote:Wondered what has been going on with their site. The partner cards are back up, but Arrival and Arrival+ were removed. Well, they decided to make the card suck more. For those who already own this card, does it look as drastic as people are making it out to be? I can't tell. The card still looks OK, if you use it enough to justify the AF, but now I'm hesitant to apply when it's available again.
Barclaycard will lower the redemption bonus for both the Arrival and Arrival Plus cards from 10% to 5% starting in November. As part of this change, Barclaycard will be applying the redemption bonus to additional categories, such as cash back, gift cards and merchandise, in addition to travel.
The changes to these rates effectively reduces the 2.22% return to 2.11% on cash back — making the card a tougher sell with so many other competitive products, especially with an annual fee.
For Arrival Plus cardholders, the minimum threshold to redeem for travel is being raised from 5,000 to 10,000 miles. The cash minimum redemption is also being raised from 2,500 Arrival miles to 5,000.
Barclaycard is also completely eliminating the tourist attraction category in an effort to eliminate confusion surrounding the definition of a tourist attraction, and what expenses actually apply. The TripIt subscription formerly included with the card will also be cut with this new refresh.
I said it on myfico and got yelled at because no one wants to hear it but in my mind there is almost NOBODY who this card would make sense for at this point.
An $89 fee for 2.1% back (and only redeemable for travel) vs free alternatives like DC or Fidelity that give 2% for free redeemable for cash/whatever?
I have no idea why anyone would want this card at this point, other than those who fall for the marketing and think there's some sort of travel benefit to it. The only thing I can see is if you really, really need a chip+pin card or something, but you're paying $89 for the privilege.