- Centurion Member
- Posts: 3941
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
To begin with: establishing what is, and is not, a travel card can be fairly subjective.
Amex PRG has had special airfare rewards and hotel perks for a long time, but until very recently charged FTFs.
Venture and QuickSilver are marketed differently, but neither has FTFs.
QuickSilver is better than Venture One as a travel card after the better VO bonus.
Discover Miles is advertised as something of a travel card, even though it's really just an unrestricted cash-back card with a wifi credit.
Amex EDP isn't really a card to use much while you travel, but it can generate a lot of MR points in every-day spending to fuel travel later.
Most people can probably agree that Amex Platinum is a travel card due to its travel-related perks, but a lot of cards are in a grey area.
I do think that if you're going to get a card with an annual fee, and you plan to keep it in the long run, that you should get something of significant value that lasts. Hotel/airline elite status...free rooms/checked bags/points...generous travel credits and perks...or just excellent rewards. A sightly-above-average base rate of cash back isn't going to do it.
One downside to "travel cash back" doesn't get enough attention: Even if you travel a fair amount, to actually redeem your rewards, you need to put travel expenses onto the card. Sure, you earn rewards on that spending, but you're also giving up the opportunity to use a better card for that spending.
*My AF travel/semi-travel cards make sense for me under the following logic:
CSP: I earn good rewards for travel that isn't airfare or an IHG hotel, and can transfer Freedom points to Hyatt,
EDP: Lots of MRs from gas and groceries.
IHG: A free room, chosen well, can offset the AF for a few years. Little extras here and there are good, too.
PRG: It's a slightly older account, and as long as I can break even from offers and credits, I'll keep it. I may want to PC to Platinum later if I fly more.
Keeping indefinitely: IHG, SchwabPlat, CSP, Discover, Freedom, ED, BCE, Hyatt
May close or PC: Prestige, Arrival, BrooksBros
AA Platinum converting into Costco
Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech
Letting new accounts cool off since May