- Centurion Member
- Posts: 4042
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
solomon wrote:I signed up for the Chase Freedom.
Well, it wasn't the most lucrative option, but it is probably the simplest.
I'd have gone for a card with a higher spending requirement. The Freedom bonus is good, but you could earn it pretty easily at any time from everyday spending. The 20k UR bonus may be worth $400 if you later get a CSP and transfer to Hyatt or an airline, but a $3.22k spike in your spending is an opportunity to get a harder-to-earn bonus.
At least you won't have to worry about closing a card later to avoid a future AF on a card you don't want to keep.
Very useful: SchwabPlat, CSP, IHG, Costco (was AA Plat), Freedom, SPG
Somewhat useful: Discover, ED (was EDP), BCE, Hyatt, Arrival
May close or PC: Prestige, BrooksBros
Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech