Whatamuji wrote:Any suggestions on a good card for me?
Requirements are too vague. Wanting to travel doesn't mean that a travel card is the best fit. Spend categories and volumes matter. Travel cards generally require larger amounts of spend. Lower spend is generally better suited to cash back cards. You definitely have to run the numbers for your spend and look at how long it would take you to accrue the rewards you're looking for.
Additionally, for many travel rewards programs value of rewards is greatly impact by redemptions so you have to carefully look at them. You'd need to tell us which travel companies you'd redeem with for such programs.
Vermonster wrote:I think a general travel card like the Chase Sapphire Preferred or Amex Every Day Preferred
Here's an example. Can the OP leverage the UR travel partners to maximize UR point value? Can the OP leverage the MR transfer partners to maximize MR point value? UR points can be redeemed for cash back at 1 cent per point but MR points are worth much less for cash back. Again, you can't just look at earn rates but need to consider redemptions as well.
Whatamuji wrote:I saw that BA has a card but didn't know if it was any good.
Whatamuji wrote:What are ya'lls thoughts on the Best Western credit cards.
How often do you use these specific brands? Generally speaking, cobranded cards can be of benefit if you use the brands quite a bit. If you tend to use multiple brands then a more general card may be better suited to you.
For example, I live in a United fortress hub city so the United MileagePlus Explorer is easily a good fit for me since I always fly on United. I don't stay at any one hotel chain enough to justify a hotel card for myself. Since UR transfers 1:1 to United I can also leverage UR cards like the CSP, Freedom and Ink for reward travel with United.