- Centurion Member
- Posts: 4046
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
JonE wrote:Not to 'Frankenstein' an old thread, but I wonder what level of spending it would take to make both rewards programs worth it between the Freedom/CSP combo and, say, the EDP/PRG combo? I don't meet the spending level NOW, but I anticipate doing so in the future.
It's not just a question of how much you're spending overall, but also a question of where you're spending and how well you utilize card rewards and benefits. When you're earning 4.5 MRs or 5.5 (for now) URs on even just a few thousand dollars (and transfer them well), then paying $190 in AFs may make sense.
I have all four cards, and PRG is the only one on the fence for closure. If the airfare credit hadn't been added, I might have already closed it (importantly, I got AAA a few months ago so don't need PRG's roadside assistance). I'm just keeping it for now, since I've gotten good offers and haven't yet had to specify my choice of airline for the $100 credit.
I've said before that I could PC PRG to Platinum if I flew more, but realistically I'd probably apply for Platinum as a new account for a great bonus.
Very useful: SchwabPlat, CSP, IHG, Costco (was AA Plat), Freedom, SPG
Somewhat useful: Discover, ED (was EDP), BCE, Hyatt, Arrival
May close or PC: Prestige, BrooksBros
Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech