2014 Cash back totals

All about maximizing your rewards!
Members share tips and tricks for getting the most miles, & points.
16 posts
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Xorand
Platinum Member
Platinum Member
 
Posts: 94
Joined: Thu Feb 06, 2014 11:01 am
Location: TX

Postby Xorand » Mon Jan 05, 2015 10:34 am

Here's mine:

Amex Blue Cash Preferred - $775.60
Chase Freedom/Sapphire UR - $409.94
Chase Disney Card - $429.27 (Includes $200.00 new card bonus)
Capital One Quicksilver - $118.31
Capital One Platinum - $43.43
Chase Amazon - $58.38

Miles:
Amex Delta Gold - 50,861 (40,000 signup bonus)
Amex Platinum - 41,682 (40,000 signup bonus)

If you price the miles at $0.01 per mile, the total between cash back and miles all would be $2,760.36 ($1,000 would be signup bonuses).
AmEx - Platinum (NPSL) , Blue Cash Preferred ($19,000), Gold Delta Skymiles ($8,500)
Chase - Sapphire Preferred ($14,000), Disney ($11,500), Amazon.com ($9,000), Freedom ($8,000)
CapOne - QuickSilver ($7,250) / Platinum Rewards ($7,250)


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otter
Centurion Member
Centurion Member
 
Posts: 639
Joined: Sat Aug 24, 2013 8:45 pm
Location: Grand Forks, ND

Postby otter » Mon Jan 05, 2015 6:06 pm

Probably pretty close to $4000 including sign-up bonuses.
In my Wallet:
  • Amex PRG NPSL[3-14, bd 91]
  • Sallie Mae MC $8000[1-14]
  • Chase Freedom $4700[1-14]
  • Discover It $2750[8-13]
  • BoA UCF Alumni Cash Rewards $5000 [3-15]
Sometimes in my Wallet:
  • GM BuyPower WEMC $5000[9-14]
  • Wells Fargo Propel 365 Amex $7000[4-14]
  • Barclaycard Arrival WEMC $7000[3-14]
  • BoA Better Balance $3000[2-15]
In my sockdrawer: Amex BCE $1000[10-13, bd 91], OCCU Duck $10000 [11-13], The Sportsman's Guide Visa $8000[8-14], Chase Slate $4000 [9-14]Delta Gold Amex $2000 [2-15 bd 91], Diners Club MC $20000 [10-14] Commerce Bank Visa $2000 [3-15] Citi Double Cash $1000 [3-15]
Total CL: $90450

spy23714
Green Member
Green Member
 
Posts: 23
Joined: Tue Jun 18, 2013 6:40 pm
Location: Fort Worth, Texas

Postby spy23714 » Mon Mar 23, 2015 8:38 pm

I'm clearly not playing this game correctly. I earned just over $500 with my BankAmericard last year. How in the world are people earning thousands of dollars per year?! What do I need to change to get into this new tier of credit card rewards?

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CarefulBuilder14
Centurion Member
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Posts: 4485
Joined: Thu May 08, 2014 7:42 pm
Location: United States

Postby CarefulBuilder14 » Mon Mar 23, 2015 8:54 pm

spy23714 wrote:I'm clearly not playing this game correctly. I earned just over $500 with my BankAmericard last year. How in the world are people earning thousands of dollars per year?! What do I need to change to get into this new tier of credit card rewards?


Some people spend a lot of money on personal expenses, get reimbursed for lots of work-related expenses, find unusual ways to transfer money to themselves to earn rewards, and/or earn large signup bonuses.

It is hard to assess the 'reward efficiency' of a person's credit cards without knowing the details of his or her spending.
Warranties and sketchy merchants: Schwab Platinum
Price rewind: Costco
Travel insurance: Prestige, CSP
Perks: IHG, Hyatt
Rewards/Offers: Discover, Freedom, ED, BCE
Taxes/Misc: SPG

Limited value, might close: Arrival

Might add: First Tech, proper business card

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Xorand
Platinum Member
Platinum Member
 
Posts: 94
Joined: Thu Feb 06, 2014 11:01 am
Location: TX

Postby Xorand » Tue Mar 24, 2015 11:19 pm

In my case, I use credit cards for probably 90% of my spending (including bills). My wife and I live and travel full time in an RV, so housing expenses are easily put on a card (i.e. campground fees). As you can imagine, we go through a lot of fuel ($11K last year) using our AmEx BCP to get 3% back on all that (there's about $330 of it). And various other spending, typically at anywhere from 1% to 6% back.
AmEx - Platinum (NPSL) , Blue Cash Preferred ($19,000), Gold Delta Skymiles ($8,500)
Chase - Sapphire Preferred ($14,000), Disney ($11,500), Amazon.com ($9,000), Freedom ($8,000)
CapOne - QuickSilver ($7,250) / Platinum Rewards ($7,250)

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CarefulBuilder14
Centurion Member
Centurion Member
 
Posts: 4485
Joined: Thu May 08, 2014 7:42 pm
Location: United States

Postby CarefulBuilder14 » Tue Mar 24, 2015 11:27 pm

Xorand wrote:Here's mine:

....

Capital One Platinum - $43.43


*Scratching my head*

Did you do a PC? I thought that one didn't have rewards.

Edit: Nevermind...I'll look up the Platinum Rewards card...
Warranties and sketchy merchants: Schwab Platinum
Price rewind: Costco
Travel insurance: Prestige, CSP
Perks: IHG, Hyatt
Rewards/Offers: Discover, Freedom, ED, BCE
Taxes/Misc: SPG

Limited value, might close: Arrival

Might add: First Tech, proper business card



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