- Centurion Member
- Posts: 4060
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
It's really such a YMMV area. I'm looking at flight options for next month and Delta is putting a value of about 0.6 cents on an MR point, while United (if I got a CSP to transfer the UR points) is putting a value of only about 1.2 cents on them. So an infrequent flyer who likes direct coach flights might not get enough use of the program to offset the CSP annual fee.
I guess that's partly due to flying over the holidays and partly due to finding good cash prices for flights.
I'd be a lot happier if Freedom allowed me to transfer points like CSP allows. Sadly, Freedom's nerfing makes it seem like the card's best days are behind it.
There are websites that serve as gift card exchanges, though I haven't used any. Also, between Amex and Discover, there are so many special deals that it can cut into the savings of a cheap gift card.
Retailers and (and especially warehouse clubs) will sometimes sell restaurant gift cards for 20%-25% off.
Very useful: SchwabPlat, CSP, IHG, Costco (was AA Plat), Freedom, SPG
Somewhat useful: Discover, ED (was EDP), BCE, Hyatt, Arrival
May close or PC: Prestige, BrooksBros
Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech