djrez4 wrote:Getting your rewards - depends. Discover - redeem for statement credits or bank deposit; buy gift cards with up to $5 bonus; redeem points to purchase at partner retailers (Amazon is one); Discover gift cards; or charity donations. Freedom - statement credits or bank deposit, gift cards (no bonus); redeem points for Amazon purchases. Discover wins on gift card bonuses and retail partners.
Correction, with Discover's partner gift cards the redemption bonus is not "up to" $5, it's a minimum of $5. There are quite a few that give a lot more, like cruise lines doubling your value (spend $60 in rewards, get a $120 gift card) for example.