Which recent nerfing irritates you the most?

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wiivile
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Postby wiivile » Fri Oct 31, 2014 9:01 am

RewardHop wrote:WOW US Bank cant stop nerfing the Cash+. If they take away the Electronic Stores category, they are so beyond dead to me.


I know. Airfare, hotels, bill pay, restaurants. Replaced with **** like Gyms, Sporting Goods Stores, and Movie Theaters. Who spends $2,000 a quarter on these?
    Chase Sapphire Preferred Visa Signature: 11/2013, $15,000 CL
    Chase Freedom Visa: 11/2009, $4,700 CL
    U.S. Bank Cash+ Visa Signature: 11/2013, $11,200 CL


luvbullmarkets
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Postby luvbullmarkets » Fri Oct 31, 2014 5:39 pm

I had eyed the Cash+ Visa since last year. I am so glad of holding out and not applying for this card.
Amex PRG, Amex EveryDay, Amex BCE, Barclaycard Arrival, Cap One Venture One, CSP, Chase Freedom, Discover it, Macy's Star Card, Wells Fargo Propel 365 Amex, Wells Fargo Visa Sig

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CarefulBuilder14
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Postby CarefulBuilder14 » Mon Nov 03, 2014 10:15 pm

Did Cash+ always have two separate dining 5% categories (prior to the recently-announced nerfing)? Or was there once one 5% category for all dining?

I'd have wanted it even if dining took up all 5% functionality.
Very useful: SchwabPlat, CSP, IHG, Costco (was AA Plat), Freedom, SPG
Somewhat useful: Discover, ED (was EDP), BCE, Hyatt, Arrival
May close or PC: Prestige, BrooksBros

Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech

wiivile
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Postby wiivile » Mon Nov 03, 2014 11:14 pm

CarefulBuilder14 wrote:Did Cash+ always have two separate dining 5% categories (prior to the recently-announced nerfing)? Or was there once one 5% category for all dining?

I'd have wanted it even if dining took up all 5% functionality.


5% fast food category and 5% restaurants. They take up both of your 5% options but are worth it.

It's really lame that they eliminated restaurants even AFTER putting the $2,000 a quarter cap. You would have thought the $2,000 a quarter cap shielded the card from further nerfs because you could only get so much profit from it in a quarter.
    Chase Sapphire Preferred Visa Signature: 11/2013, $15,000 CL
    Chase Freedom Visa: 11/2009, $4,700 CL
    U.S. Bank Cash+ Visa Signature: 11/2013, $11,200 CL

Nixon
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Postby Nixon » Tue Nov 04, 2014 2:18 am

wiivile wrote:5% fast food category and 5% restaurants. They take up both of your 5% options but are worth it.

It's really lame that they eliminated restaurants even AFTER putting the $2,000 a quarter cap. You would have thought the $2,000 a quarter cap shielded the card from further nerfs because you could only get so much profit from it in a quarter.


They must have realized it's not hard to spend $2,000/Q at restaurants.
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wiivile
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Postby wiivile » Tue Nov 04, 2014 7:04 am

Nixon wrote:They must have realized it's not hard to spend $2,000/Q at restaurants.


It's also not hard to spend $1,500/Q on gas, restaurants, or Amazon.com/Dept. Stores, but the Freedom does just fine.

I think U.S. Bank is soon going to eliminate Electronics Stores and put in Shoe Shine stores as a category.
    Chase Sapphire Preferred Visa Signature: 11/2013, $15,000 CL
    Chase Freedom Visa: 11/2009, $4,700 CL
    U.S. Bank Cash+ Visa Signature: 11/2013, $11,200 CL

Nixon
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Postby Nixon » Tue Nov 04, 2014 10:40 am

wiivile wrote:It's also not hard to spend $1,500/Q on gas, restaurants, or Amazon.com/Dept. Stores, but the Freedom does just fine.

I think U.S. Bank is soon going to eliminate Electronics Stores and put in Shoe Shine stores as a category.


Now go home and get your shinebox. :D
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