Suggestions For a New Rewards Card

All about maximizing your rewards!
Members share tips and tricks for getting the most miles, & points.
12 posts
hockeyplayr
Platinum Member
Platinum Member
 
Posts: 66
Joined: Sun Jun 23, 2013 6:19 pm
Location: United States

Postby hockeyplayr » Wed Oct 15, 2014 10:22 am

CarefulBuilder14 wrote:I think getting an Amex in 2014 is better to start backdating. With a $40k income, the difference in rewards on everyday spending won't be huge.

I really like great customer service, and I've reviewed the lender complaint statistics. I wouldn't want a card with Citi or CO, especially with a future Arrival+ as a 2%+ card.


after the first free year to offset the annual fee I believe you have to spend upwards of $40k to maintain the 2% the entire time. But the sign up bonus and free first year make it a lucrative card initially.
Credit Scores: Equifax - 736 (October Fico) | Experian 726 (October Fico) | TU - 758 (October Fico)

Credit Lines: Diners Club 20k | Citi DC 9.1k | SDFCU 5k | Penfed 7k | Amex BCE - 10.5k | Chase Marriot - 5.2k | CSP - 6.5k |Discover IT - 9k | Sallie Mae 3.8k | Citi TYP - 3.5k | BOA 123 - 4.9k | Total Rewards 3.25k|


User avatar
CarefulBuilder14
Centurion Member
Centurion Member
 
Posts: 3969
Joined: Thu May 08, 2014 7:42 pm
Location: United States

Postby CarefulBuilder14 » Wed Oct 15, 2014 10:58 am

hockeyplayr wrote:after the first free year to offset the annual fee I believe you have to spend upwards of $40k to maintain the 2% the entire time. But the sign up bonus and free first year make it a lucrative card initially.


I don't really care about maximizing every dollar of rewards if it means having to open cards with issuers I'd rather avoid. I'll earn enough from off-category purchases on it each year to make it at least a 1.25% card. For a C+PIN, no-FTF Barclaycard, that's good enough for me for a general-purpose travel card.
Keeping indefinitely: IHG, SchwabPlat, CSP, Discover, Freedom, ED, BCE, Hyatt, SPG
May close or PC: Prestige, Arrival, BrooksBros
AA Platinum converting into Costco

Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech



Return to “Rewards”

Who is online

Users browsing this forum: No registered users and 2 guests