- Centurion Member
- Posts: 4047
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
I'd get the Sallie Mae before getting the Freedom or CSP.
I am not totally sure which Amazon purchases, other than physical books and kindle books, qualify for the 5%. I haven't bought anything other than books from Amazon for a long time. I've heard some people will send gift cards to themselves on Amazon, have the gift card purchase count for the 5%, and then use the gift card to get whatever they want on Amazon. I don't know if that still gets the 5%.
I might give both variants a try, and I will pass along my findings.
I definitely find Sallie Mae to be a useful card. I don't know how they stay profitable, though, with many customers paying in full and getting 5% cash back on all purchases on the card. It's not that easy a card to get, so most customers probably have a different card that beats a simple 1% for spending on other categories.
Wishing you and your baby the best!
Very useful: SchwabPlat, CSP, IHG, Costco (was AA Plat), Freedom, SPG
Somewhat useful: Discover, ED (was EDP), BCE, Hyatt, Arrival
May close or PC: Prestige, BrooksBros
Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech