- Posts: 2
- Joined: Wed Aug 27, 2014 9:12 pm
- Location: Rochester Hills, MI
Thanks for all the help.
I did call US Bank to see if I could apply over the phone, the person I spoke with insisted that I have to go to a branch store to apply. He said that he would not do it over the phone so I gave up on that one for now.
I did however stumble across the Upromise card, which seems to be a nice fit for what I need.
5% back on online store (don't really plan on using it, might check it out but I have seen the reviews about the issues people have had, probably going to stick with discover store).
4% at SELECT restaurants (Main thing that was appealing to me) +2%-8% after reaching levels of spending. After a quick scan on "eligible" restaurants it looks mainly available at bars, and take out spots (pizza, Chinese, ect), which works for me, those are really the only places that we go to anyway. While the 5% would have been nice from US Bank, the 4%+ seems to fit what I was looking for.
3% Gas (Already have other cards to cover it, Discover with 5% until October)
2% Movie theaters (A nice little bonus, I don't go to the movies that often, but its better than nothing.)
1% Everything else
If I move away from my from I currently live (Live somewhat close to a college campus), then I might try again with US Bank.
AMEX - 6% Groceries, 3% gas when on a category
Discover It - Discover store and 5% category
Upromise master card - 4%+ on select restaurants and 1% on everything else