- Centurion Member
- Posts: 1468
- Joined: Tue Jul 31, 2012 12:20 pm
- Location: United States
If you're a "cheapest flight" kind of flyer, loyalty isn't worth your time. However, there are some factors that may make it worth your while to get an airline specific card: if you spend $100 or more on baggage fees a year; if you value priority boarding, which allows you to make sure your carry-on gets into an overhead bin instead of being gate-checked; if you'd like an airline lounge once or twice a year (included). Do the math for yourself. If the perks/value of the card outweigh an $89 or $95 annual fee, you should get a co-branded card. If not, get a general, travel-oriented card like the Arrival.
This is also location dependent. It makes no sense for you to get a United credit card if you live in a Delta hub.
United's card offers priority boarding, first bag free, 2 miles/$ on UA purchases, between 30-50k bonus miles, and two lounge passes for $95.
American's card offers priority boarding, first bag free, 2 miles/$ on AA purchases, 25% off in-flight purchases, $100 of AA flights per year, 30-50k bonus miles, and 10% of your AA miles back when redeemed for AA flights for $95.
US Airways card offers priority boarding, first bag free, 2 miles/$ on US purchases, up to two $99 companion passes on a flight costing $250+, and one lounge pass for $89.
Delta's card offers priority boarding, first bag free (for up to nine people on an itinerary), 2 miles/$ on DL purchases, 20% off in-flight purchases, and up to 30k bonus miles for $95.
Also, remember that US and AA are going to merge their programs sometime next year and the US card is going to be converted into some other Barclay's product, likely an Arrival+.
[RIGHT][size=100]- Sapphire Preferred - Freedom - Ink - Platinum - Everyday Preferred -[/size]