Michael wrote:I am worried that if we do not use the Chase for higher purchases (at least $2000 monthly) then they will cut down our limit.
What's the basis for this concern?
Michael wrote:Where does 'loyalty' begin and end?
Your call. Loyalty should be reciprocated IMO and none of these companies are going to be loyal to customers.
I suggest using your priorities instead. It sounds like it boils down to having fewer cards versus rewards unless you have other concerns that you have not mentioned. Which is more important to you?
Have you done the math to determine the actually difference in dollars between 1.5% and 1.1% on your spend? It might help to give you a better idea of how much money you're agonizing over and whether it's really worth the worry in the first place.
ncosky290 wrote:Plus the 5% will counter that .5% you won't get on everyday purchases
Can't just assume that. OP need to analyze his spend.
ncosky290 wrote:UR with Chase is pretty good too.
Subjective matter. UR isn't suited to everyone and I say that as one who prefers UR and has 3 UR cards.