onion wrote:Lets say you've got a Freedom with 5% back at gas stations. Go to a gas station, drop 500 bucks on a Visa gift card, earn 5% on it, which nets you 19 dollars after the 6 dollar activation fee. That makes it a 3.8% reward on a card you can use absolutely anywhere you want.
So how exactly would a Visa network gift card work? Would there be any way to apply it to the outstanding Chase Freedom balance itself? Or it just becomes a prepaid card you can swipe anywhere or use online, but without any additional rewards? Is there a way to track, through Chase, how the gift card is used for budgeting? Or you'd need a separate Visa account? Could you reload a Visa gift card as part of a credit card transaction? Or you'd need to buy a new Visa gift card?