Insurance discounts?

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FutureBillionaire
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Insurance discounts?

Postby FutureBillionaire » Mon Feb 25, 2013 7:16 pm

Anyone sign up for new insurance lately? I'm looking for any pointers you have on saving some money or signup bonuses.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape


kcarter609
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Location: VA

Postby kcarter609 » Mon Feb 25, 2013 7:43 pm

I use Progressive with the Snapshot thing. It works well if you follow their rules -- I got the full 30%.

Active Cards:
Chase Freedom 10+10 Visa Signature ($9k Limit - 8/2012)
Chase Sapphire Preferred ($10k Limit - 2/2013)
Chase Ink Plus ($7k Limit - 2/2013)
Discover IT ($9.5k Limit - 10/2012)
AMEX Zync (No Pre-set Limit - 1/2010)
AMEX Blue Cash Everyday ($20k Limit - 1/2013 - Backdate to 1/2010)

paparoach429
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Postby paparoach429 » Tue Feb 26, 2013 3:56 am

I was actually going to ask the same thing. Now with my new car im looking for cheaper insurance. I have allstate right now but its just going to be too expensive for me now. Do you guys think it would be cheaper to put my girlfriend on my insurance also? Shes over 21 with no recent accidents. Im 20 with one accident thats going to be 3 years old in April. Also is it ok to have insurance now and cancel it in May and either renew with the same company or switch companies being that I will be 21 and my accident will have aged off. Is this possible or not?


RonJonson
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Postby RonJonson » Tue Feb 26, 2013 6:37 am

After three years is up call your current company and have them review your policy. You probably won't have to cancel and renew with the same company. If you shop around to other places you can easily cancel with your existing company and get a rebate from them for the unused time you have paid for. You might also consider shopping for quotes and if you find a better deal be honest with your current company and ask for a price match if you are happy with the service they provide.
Wells Fargo Platinum - $10,500 - 11/2004
Citi Forward - $5,000 - 10/2012
Chase Freedom - $3,900 - 10/2012
Capital One Quicksilver (Formerly Cash Rewards) - $6,000 - 12/2012
American Express Hilton Honors - $3,900 - 1/2013
Barclaycard Arrival World MasterCard - $5,000 - 11/2013

paparoach429
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Postby paparoach429 » Tue Feb 26, 2013 3:07 pm

3 years!? Why so long? Cant you cancel at any time?

RonJonson
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Postby RonJonson » Tue Feb 26, 2013 9:36 pm

I meant that once your accident has hit it's three year mark.
Wells Fargo Platinum - $10,500 - 11/2004

Citi Forward - $5,000 - 10/2012

Chase Freedom - $3,900 - 10/2012

Capital One Quicksilver (Formerly Cash Rewards) - $6,000 - 12/2012

American Express Hilton Honors - $3,900 - 1/2013

Barclaycard Arrival World MasterCard - $5,000 - 11/2013

paparoach429
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Joined: Tue Sep 11, 2012 12:21 am
Location: chicago

Postby paparoach429 » Tue Feb 26, 2013 10:28 pm

Oh.. That would be Allstate and they already said that it renews every 6 months and they only review it at that time, not periods in between.



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