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  1. #1
    FutureBillionaire
    FutureBillionaire is online now
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    Default Insurance discounts?

    Anyone sign up for new insurance lately? I'm looking for any pointers you have on saving some money or signup bonuses.
    Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
    Plane tickets: CSP
    Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
    Clothes: Express, Amex BCP, Discover IT
    Amazon: Citi Forward, Cash +
    Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
    Hotels and other travel: Discover Escape, CSP
    Movies: BofA cash rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
    Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
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    Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
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    Reply With Quote Reply With Quote     Feb 25, 13, 5:16 pm
  3. #2
    kcarter609
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    Default

    I use Progressive with the Snapshot thing. It works well if you follow their rules -- I got the full 30%.

    Active Cards:
    Chase Freedom 10+10 ($5k Limit - 8/2012)
    Chase Sapphire Preferred ($5k Limit - 2/2013)
    Discover IT ($5k Limit - 10/2012)
    AMEX Zync (No Pre-set Limit - 1/2010)
    AMEX Blue Cash Everyday ($5k Limit - 1/2013 - Backdate to 1/2010)

    Sock Drawer:
    PNC Points Visa ($500 Limit - 7/2009)
    Capital One Platinum Mastercard ($750 Limit - 10/2009)
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    Reply With Quote Reply With Quote     Feb 25, 13, 5:43 pm
  4. #3
    paparoach429
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    I was actually going to ask the same thing. Now with my new car im looking for cheaper insurance. I have allstate right now but its just going to be too expensive for me now. Do you guys think it would be cheaper to put my girlfriend on my insurance also? Shes over 21 with no recent accidents. Im 20 with one accident thats going to be 3 years old in April. Also is it ok to have insurance now and cancel it in May and either renew with the same company or switch companies being that I will be 21 and my accident will have aged off. Is this possible or not?
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    Reply With Quote Reply With Quote     Feb 26, 13, 1:56 am
  5. #4
    RonJonson
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    After three years is up call your current company and have them review your policy. You probably won't have to cancel and renew with the same company. If you shop around to other places you can easily cancel with your existing company and get a rebate from them for the unused time you have paid for. You might also consider shopping for quotes and if you find a better deal be honest with your current company and ask for a price match if you are happy with the service they provide.
    Wells Fargo Platinum - $10,500 - 11/2004
    Citi Forward - $5,000 - 10/2012
    Chase Freedom - $3,900 - 10/2012
    Capital One Cash Rewards - $3,000 - 12/2012
    American Express Hilton Honors - $3,900 - 1/2013
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    Reply With Quote Reply With Quote     Feb 26, 13, 4:37 am
  6. #5
    paparoach429
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    3 years!? Why so long? Cant you cancel at any time?
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    Reply With Quote Reply With Quote     Feb 26, 13, 1:07 pm
  7. #6
    RonJonson
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    I meant that once your accident has hit it's three year mark.
    Wells Fargo Platinum - $10,500 - 11/2004
    Citi Forward - $5,000 - 10/2012
    Chase Freedom - $3,900 - 10/2012
    Capital One Cash Rewards - $3,000 - 12/2012
    American Express Hilton Honors - $3,900 - 1/2013
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    Reply With Quote Reply With Quote     Feb 26, 13, 7:36 pm
  8. #7
    paparoach429
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    Oh.. That would be Allstate and they already said that it renews every 6 months and they only review it at that time, not periods in between.
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    Reply With Quote Reply With Quote     Feb 26, 13, 8:28 pm
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