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  1. #1
    Centurion Member
    Join Date
    Jun 2011
    Location
    Down South
    Posts
    1,587

    Default Insurance discounts?

    Anyone sign up for new insurance lately? I'm looking for any pointers you have on saving some money or signup bonuses.
    Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
    Plane tickets: CSP
    Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
    Clothes: Express, Amex BCP, Discover IT
    Amazon: Citi Forward, Cash +
    Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
    Hotels and other travel: Discover Escape, CSP
    Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
    Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
    Balance transfers: Kroger 123 rewards
    Bill Pay: Chase Ink Plus, Citi Forward
    Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
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  2. #2
    Centurion Member
    Join Date
    Aug 2012
    Location
    VA
    Posts
    425

    Default

    I use Progressive with the Snapshot thing. It works well if you follow their rules -- I got the full 30%.

    Active Cards:
    Chase Freedom 10+10 Visa Signature ($9k Limit - 8/2012)
    Chase Sapphire Preferred ($10k Limit - 2/2013)
    Chase Ink Plus ($7k Limit - 2/2013)
    Discover IT ($9.5k Limit - 10/2012)
    AMEX Zync (No Pre-set Limit - 1/2010)
    AMEX Blue Cash Everyday ($20k Limit - 1/2013 - Backdate to 1/2010)
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  3. #3
    Centurion Member
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    Sep 2012
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    chicago
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    Default

    I was actually going to ask the same thing. Now with my new car im looking for cheaper insurance. I have allstate right now but its just going to be too expensive for me now. Do you guys think it would be cheaper to put my girlfriend on my insurance also? Shes over 21 with no recent accidents. Im 20 with one accident thats going to be 3 years old in April. Also is it ok to have insurance now and cancel it in May and either renew with the same company or switch companies being that I will be 21 and my accident will have aged off. Is this possible or not?
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  4. Gold Member
    Join Date
    Jan 2013
    Location
    MI
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    37

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    After three years is up call your current company and have them review your policy. You probably won't have to cancel and renew with the same company. If you shop around to other places you can easily cancel with your existing company and get a rebate from them for the unused time you have paid for. You might also consider shopping for quotes and if you find a better deal be honest with your current company and ask for a price match if you are happy with the service they provide.
    Wells Fargo Platinum - $10,500 - 11/2004
    Citi Forward - $5,000 - 10/2012
    Chase Freedom - $3,900 - 10/2012
    Capital One Quicksilver (Formerly Cash Rewards) - $6,000 - 12/2012
    American Express Hilton Honors - $3,900 - 1/2013
    Barclaycard Arrival World MasterCard - $5,000 - 11/2013
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  5. #5
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    3 years!? Why so long? Cant you cancel at any time?
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  6. #6
    Gold Member
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    MI
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    I meant that once your accident has hit it's three year mark.
    Wells Fargo Platinum - $10,500 - 11/2004
    Citi Forward - $5,000 - 10/2012
    Chase Freedom - $3,900 - 10/2012
    Capital One Quicksilver (Formerly Cash Rewards) - $6,000 - 12/2012
    American Express Hilton Honors - $3,900 - 1/2013
    Barclaycard Arrival World MasterCard - $5,000 - 11/2013
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  7. #7
    Centurion Member
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    chicago
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    Oh.. That would be Allstate and they already said that it renews every 6 months and they only review it at that time, not periods in between.
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